LadyLavin @LadyLavin

Not All Heroes Wear Capes!🦸‍♂️ Today is #RandomActOfKindnessDay, and we’re showing our appreciation to our amazing HEMS Crew! They put others first every day and to celebrate we’re treating them to some Heroes to say THANK YOU for all they do! 🍬🚁 #PoweredByYourDonations

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Martin Lewis @MartinSLewis

2 years ago

IMPORTANT PLS SHARE. It's rumoured the English £9,250 tuition fee cap may be raised this pm for the 1st time in 8yrs, as University's finances are strained. As student finance misunderstandings abound, I've bashed out a few notes to help... 1. Higher tuition fees WON'T change what most pay each year. For most, they're paid for you by the student loans company and you repay afterwards only if you earn over the threshold. The amount you repay each year (9% over the threshold) solely depends on what you earn not on what you borrow. 2. Increasing tuition fees will only see those who clear the loan in full over the 40yrs pay more. That is generally mid-high to higher earning university leavers only, so the cost of increasing them will generally be born by the more affluent. Most lower and middle earning university leavers will simply pay 9% extra tax above the threshold for 40yrs (and higher tuition fees won't change that) 3. The rise is tuition fees is likely to be trivial compared to the changes the last govt made for 2023 starters. 2023 starters had their repayment thresholds dropped to £25,000 (from £27,295/yr) and had the time they had to keep repaying for (unless cleared) extended to 40years from 30years. So these higher annual repayments for longer, increased by over 50% the amount many graduates will eventually have to pay back for going to university. Yet they were almost stealth changes because people can't intuitively feel the seismic impact. Changing tuition fees is a more obvious rise, but in reality has far less of an impact on the amount most will repay (though combined with the 2023 changes it does certainly up the cost). 4. The biggest practical problem for students isnt tution fees (even if raised) its the fact maintenace loans aren't big enough. English maintenance loans have not kept pace with inflation. I'd urge the govt to couple the tuition fee loans with bigger living loans - if not it is a real risk to social mobility, with those from the poorest backgrounds likely to be worse affected. I could write more, but will stop here, hopefully this gives an idea the issues are less straightforward than many feel.

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LadyLavin @LadyLavin

2 years ago

@fesshole We always "Christmas tip" our milkman, window washer, postie, grocery delivery driver, amazon driver and the bin men .. they make our lives easier, so why not extend a little gratitude !!

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LadyLavin @LadyLavin

2 years ago

Congratulations to @McClenaghanRhys on your history making GOLD MEDAL !!!! First Olympic medal for Irish gymnastics - well done, so proud of your achievement! #Paris2024Olympic #OlympicGames #rhysmcclenaghan #pommelhorse

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LadyLavin @LadyLavin

2 years ago

@AnneinNI @vanhighlanders I shall be updating Griffin's old alma mater Dalriada of his success in selection for Canada selects !! This is one proud school Governor!!!

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LadyLavin @LadyLavin

3 years ago

@Warloree London .. near Tower Bridge?!

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Irish Rugby @IrishRugby

3 years ago

A whole lot of love for Bundee! 🥹 #TeamOfUs

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LadyLavin @LadyLavin

3 years ago

@IrishRugby @VodafoneIreland @canterburyNZ Protect this young gentleman AT ALL COSTS .. exactly what we need more of in the world .. comhghairdeas as an bua Joe ☘️✨️☘️

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LadyLavin @LadyLavin

3 years ago

@IrishRugby @peterom6 @VodafoneIreland @canterburyNZ ☘️

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LadyLavin @LadyLavin

3 years ago

@Megan_coyle1 Honestly I was in bits, knew where Norwich were going with this but didn't expect the outcome .. heartbreaking 😪💔

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Roman Kemp @romankemp

3 years ago

This video from @NorwichCityFC is the best bit of Mental Health Awareness I’ve ever seen… watch until the end.

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LadyLavin @LadyLavin

3 years ago

@MixedRaceIrish Respecting the family's wishes ❤️ As someone who has mixed race family, I am both saddened and embarrassed that this even happened on our island. Please be assured of a warm and hearty welcome to ALL who visit , and the hand of friendship extended to ALL who live here ❤️🫂🫱

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LadyLavin @LadyLavin

3 years ago

@UlsterRugby A quiet moment of reflection this morning as I was leaving for work .. the Spences will never be forgotten by the Christies, last weekend I re-read the loving letter the Spence Family sent to us after our farm tradegy also involving slurry (7/6/14) #AlwaysWithUs ❤️ #15thSept2012