MSki @MSkiCapital

@commbankerguy Have U considered buying Agency MBS w the proceeds from the payoffs? 5.50% current yield. No loan officer overhead. 4yr duration. Can buy 5.5s at Par or 5s below 98. GNMAs are 0% risk weighted. Pretty, pretty good!

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MSki @MSkiCapital

4 months ago

@commbankerguy Take the total compensation of your best Loan Officer and divide it by their Avg Outstandings. Are you good w that overhead ratio? Is it less than 2%??? Less than 1%???

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MSki @MSkiCapital

7 months ago

@orrdavid rates down

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MSki @MSkiCapital

7 months ago

@dirtcheapbanks Title insurance is a contender!

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MSki @MSkiCapital

11 months ago

@AlpacaAurelius Lofoten still in the 888ml !!!!

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MSki @MSkiCapital

a year ago

@TylerHardt @MaxfieldOnBanks Largest banks win the clients they want…. fintechs originate the leftovers and sell (lower quality) balances to the banking system (excl Large Banks).

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MSki @MSkiCapital

2 years ago

@no__bs__ Ooooof

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MSki @MSkiCapital

2 years ago

@no__bs__ Short TFIN Valuation rich Expenses bloated Trucker finance space lackluster LT Fintech sales pitch is stale- self reports 50% mkt share w no exhibited economy of scale Execs are net sellers of the stock at sky high valuation

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MSki @MSkiCapital

2 years ago

@no__bs__ Citi is too cheap. Best option on the list. IMO, in 2027, will be Worth 1.5x TBV They are buying back a lot of stock Will spin off Mexico And Get EPS to $9-$10 by then