Michael Krane @RealmichaelBk

Alaska Airlines: The WORST Airline? Let's Get Real. People calling Alaska Airlines "the worst" are DELUSIONAL or haven't flown Spirit. Yeah, they've got baggage issues and customer service can be lackluster when flights get canceled. Their international routes? PATHETIC…

You think 4 AM is too early? That's why you're BROKE. Winners start with a 4 AM stretch, calisthenics routine shocking their system, activating their mind, and preparing to DOMINATE while you're drooling on your pillow like a child. My 4 AM stretch, calisthenics routine…

Medical debt's been CRUSHING your financial dreams, but that's about to change FAST. Starting April 2025, new regulations hitting the credit bureaus means medical debt under $500 gets WIPED from your report. The days of hospitals niche slapping your credit score are DONE. Why…

Did you know one simple move could kickstart your credit repair? It’s all about knowing where you stand, pull your credit score from a free tool like IdentityIQ.com. Mine was 620 last year, yikes! Next, look at the factors dragging it down: - Late payments - High…

Ever wonder if a tiny mistake is secretly tanking your credit score? Credit reports aren’t perfect, and errors like a late payment you never made can cost you big time. Start by grabbing your report from IdentityIQ.com, it’s your right under U.S. law as of 2025.…

You're drowning in credit chaos watching your family suffer while you stay WEAK and QUIET. Pathetic. Aphex Legacy Builders isn't some cute little program. It's financial WARFARE for the serious. We don't coddle losers we transform them into WINNERS. For just $47 less than…

Your weak ass is scrolling X while winners are BUILDING EMPIRES. For just $47 less than your pathetic weekend beer money I'm handing you the financial overhaul that's gonna change your family's entire legacy. No, this isn't some ubiquitous guru BS. This is APHEX-LEVEL…

You've been PASSIVE for too long Today, we get AGGRESSIVE with your financial life. Most people are taciturn about money Weak. I stayed quiet once, got CRUSHED by debt. Now I'm LOUD and stacking cash. The $47 investment isn't some cute little expense it's your WEAPON.…

Listen up, most people right now are DROWNING in financial quicksand. That's no bueno. You're working harder than ever but your bank account's still anemic. You're taciturn with your spouse about money because you're ASHAMED. Aphex Legacy Builders is your $47 escape hatch.…

WAKE UP BROKE PEOPLE! Your credit history isn't a life sentence! Most of you are PATHETIC with credit disputes. Banks laugh at your trash attempts while you stay reticent about fighting back. TRUTH: Banks CAN'T stop you from disputing late payments. It's YOUR RIGHT by LAW.…

STOP SLEEPING ON YOUR FINANCES The grind doesn't care if you're tired. Most of you complain about debt while scrolling through Instagram at 2 AM. PATHETIC. $47 is all it takes to start your financial warfare. That's ONE night of your "fun money" to potentially save…

FINANCIAL WARFARE You're BROKE because you're SCARED. Period. I'm building Aphex Capital and Aphex Legacy Builders from NOTHING while you're still making excuses about why your bank account looks pathetic. - While going to University - Taking care of a newborn And for…

APHEX BASICS: MIDDAY DROP You're BROKE because your MIND is weak. Period. Financial literacy isn't some fantasy, it's what separates the KINGS from the peasants. $47 FIXES YOUR BROKE HABITS Your pugnacious excuses cost you thousands. Meanwhile, for less than a night out,…

OVERCOMING FINANCIAL SETBACKS: STOP BEING BROKE NOW Listen up financial setbacks aren't just "problems." They're WARS, and you're LOSING because you're too weak to fight back. THE POWER OF TENACITY Most of you are taciturn when life kicks your wallet in the teeth. Pathetic.…

You wanna escape financial prison? Stop wasting time & invest in IRON-CLAD knowledge NOW. Most people waste their mornings in bed like pathetic slaves while WINNERS are up GRINDING. I have been up since 5AM while you losers were dreaming about success. Your morning routine…

FOUR solid options to fuel personal growth while chasing the good life. Feeling stuck: Break down a delayed task into small pieces and conquer something in a 45 minute chunk. Craving clarity: Dive into mindfulness or drop down and knock out 50 push ups. Missing…

Want to know a secret? Most people think budgeting is just about pinching pennies. Wrong! Real budgeting is about spending with strategy. Allocate cash like you're deploying troops into battle every dollar must defend your financial fortress. If you’re not attacking…

Stop letting your credit card rewards go to waste. Credit Card Rewards Decoded is your ultimate playbook for racking up points and traveling on the cheap. This isn't just another boring finance guide it’s a deep dive into the psychological tricks credit card companies play…

With more shoppers ditching cash and fee hikes, small businesses are sounding the alarm. Are you ready to fight for your ability to use cash?

Tired of hearing that cash back cards don't stack up? The Blue Cash Everyday Card is a solid choice with 3% back on groceries and 2% on gas. But watch out—those foreign transaction fees will hit harder than your buddy's bad advice on investments. If you're not dropping serious…