28 | 425k Invested 🟩🟩⬜⬜⬜⬜⬜⬜ 1.6M Goal | Not financial advice, just financial freedom 🚀| Money, Investing, and Business…art-flow-finances-jrdbeach.replit.app San Diego, CAJoined July 2025
My $HOOD position appreciated nearly as much as my monthly rent costs…
🗓️ TODAY
Insane how investing can pay dividends like this
Been a wild ride and it’s not done yet
$HOOD at nearly 3.5% of total taxable brokerage (not including 401k or Roth IRA)
(Wishing I bought more)
Current Investment Allocation
(Not Including 401k which is mostly in S&P Index)
After selling my $TSLR for ~45% gain, I am sitting on a larger cash pile than I like to be.
I have a handful of Magnificent 7 names in my "Other" category and some noteable mentions like $JD & $UPS…
Had lunch with an older coworker recently and they are counting down until retirement
“13 Years - Then I’m Out”
Am i the only one that finds that terrifying.
I am doing everything i can to stack today. My aim is to never be counting down until my 401k hits and i can finally…
Let’s Talk Safety Fund
📖 What is it?
Your fortress of solitude. Your FU money. Your get out of jail free card (not real jail - don’t commit crimes)
It’s your in case of emergency money - not to be touched unless critical
🔍 Rule of Thumb
3-6 months living expenses MINIMUM.…
Sundays are a great rest day - perfect time to step away from the noise
They could also serve as a good time to sit down and take a hard look at where you stand
- Your Income
- Your Debt
If you can spare the time, make the most of it taking a step for the betterment of your…
KNOW YOUR NUMBERS
❌ How do you hope to better your financial situation if you don’t even know your numbers??
➡️ Income
➡️ Debt
➡️ Net Worth
➡️ Monthly Expenses
➡️ Savings Rate
➡️ Investment Balances
Am I Missing Any??
You don’t need to know exactly, but you should always…
The first step toward financial independence in financial literacy
In the most basic of terms - just know how much money you have
How much money you have going out and coming in
Invest the difference
💰 What happens during a government shutdown?
How does it affect YOU?
➡️ Federal workers - furloughed or working without pay (Admin talking about actual layoffs this go around)
➡️ Services - delayed (passports, loans, approvals, etc.)
➡️ Markets - usually bumpy
➡️ Economy -…
Whats the Optimal Asset Allocation?
25% Real Estate, 15% $BTC, 50% Equities, 10% Bonds?
Is there a correct answer?
I think the answer scales to your knowledge centers - If you don't know anything about Real Estate, maybe this isn't where you should be allocating capital to (or…
Flow state is your edge
What is it?
When focus feels effortless - What athletes call "The Zone"
Time disappears
Work feels like play
Why it Matters
Deep work compounds faster than surface-level work. Creativity and problem-solving hit their peaks
You get more done in 2…
Most people avoid risk
But the best investors/builders look out for Asymmetrical Risk:
➡️Small Downside
➡️Huge Potential Upside
It’s the mindset behind:
➡️Buying a call option instead of stock
➡️Seeding 10 startups, knowing 1 can 100x
➡️Starting a business in a targeted niche…
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