The Financial Modeller @_financialmodel

Free financial models, built for your business. Professional-grade Excel: three statements, a valuation and a dashboard. Free, because we want your feedback. thefinancialmodeller.com/?utm_source=x&… Joined May 2025

Tweets

11
Followers

18
Following

153
Likes

16

The Financial Modeller @_financialmodel

a hour ago

Interest cover = EBIT ÷ interest expense. Before a lender sees your forecast, run it with revenue 15% lower and rates 1% higher. If cover falls below your covenant in any year, fix the plan now, not at the annual review. thefinancialmodeller.com/how-it-works?u…

0 0 0 4 0

View Details

The Financial Modeller @_financialmodel

2 days ago

1983: Lotus 1-2-3 launched and overtook VisiCalc as the PC's top spreadsheet within two years. Instant recalculation made it a hit, and just as fast at spreading a typo through every cell downstream. That's what a checks sheet is for. thefinancialmodeller.com/example?utm_so… #Excel

0 0 0 8 0

View Details

The Financial Modeller @_financialmodel

3 days ago

A revenue forecast typed by feel, one line per month, can't tell you anything when the plan changes. Build it as price × volume, with seasonality as a monthly factor. Change one driver and every total downstream updates with it. thefinancialmodeller.com/example?utm_so… #Forecasting

0 0 0 10 0

View Details

The Financial Modeller @_financialmodel

6 days ago

Excel has held 1,048,576 rows and 16,384 columns since Excel 2007 — room for almost any business, but not for raw transaction data. Lesson: a model summarises, it doesn't store. Pull totals in, keep the ledger where it lives. thefinancialmodeller.com/example?utm_so… #Excel

0 0 0 6 0

View Details

The Financial Modeller @_financialmodel

a week ago

Our financial models are now free. No end date, no card. Describe your business and we build a professional-grade Excel model: three statements, a valuation and a dashboard, checked to balance in every period. Why free? We want your feedback. thefinancialmodeller.com

0 0 0 9 0

View Details

The Financial Modeller @_financialmodel

2 weeks ago

Runway isn't cash ÷ last month's burn. Burn moves in lumps: a new hire, quarterly super, the annual insurance bill, BAS. Forecast it month by month and read your runway off the month cash hits your minimum balance. thefinancialmodeller.com/what-you-get?u…

0 0 0 12 0

View Details

The Financial Modeller @_financialmodel

2 weeks ago

1979: VisiCalc, the first spreadsheet for personal computers, went on sale for the Apple II. One habit from those days still breaks models: numbers typed inside formulas. Put every assumption in its own input cell, so you can see it and change it. thefinancialmodeller.com/about?utm_sour…

0 0 0 9 0

View Details

The Financial Modeller @_financialmodel

2 weeks ago

One Excel sheet holds 1,048,576 rows (65,536 before Excel 2007). If your model's data is anywhere near that, it belongs in Power Query or a database, with the model reading a summary. Big tabs make slow, fragile models. thefinancialmodeller.com/example?utm_so…

0 0 0 7 0

View Details

The Financial Modeller @_financialmodel

2 weeks ago

Give your model one place that says it's right. A checks sheet: the balance sheet balances, cash ties to the cash flow, no broken references or divide-by-zero errors, one OK cell at the top. Every model we build has one. Here's ours: thefinancialmodeller.com/example?utm_so…