David Hearne, CFP™ @dontdelay
Certified Financial Planner. Independent Financial Adviser. Specialising in Retirement Planning, Investment Management and Estate Planning. Posts are not advice Maidenhead Joined December 2009-
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David Hearne, CFP™ retweeted
Occasionally worth looking at where the hundreds of billions in extra spending since the pandemic went. Mostly benefits, debt interest and the NHS, where productivity went backwards but wages went up. In other words, largely transfers rather than better public services.
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Caution squared I’ve noticed a trend in people who are cautious about investing their money Perhaps because they’ve had a bad experience, perhaps because they don’t know any better and perhaps because they’re influenced by well meaning but unqualified family members Fear, and…
David Hearne, CFP™ retweeted
New blog post! The two-child benefit cap is cruel and has failed on its own misguided terms. It should be abolished. This should be funded by scrapping the State Pension Triple Lock. Link to follow
Class until the end. Most people will never know how much their investments, and therefore future retirements, will have benefitted from this man's contribution to personal finance journalism I wish he had been given more time to enjoy his own
Class until the end. Most people will never know how much their investments, and therefore future retirements, will have benefitted from this man's contribution to personal finance journalism I wish he had been given more time to enjoy his own
David Hearne, CFP™ retweeted
Incredibly striking stat from @ONS today - 45% of those below retirement age (25m+ people) are taking more from the state in benefits and services than they contribute in taxes.
How much do government and their policy advisers, understand incentives, and the real human behaviour, that follow changes in tax policy?
How much do government and their policy advisers, understand incentives, and the real human behaviour, that follow changes in tax policy?
This major US auto lender went bust as record number of Americans lag on debt payments. How to protect yourself now finance.yahoo.com/news/major-us-…
Amongst all the demands for the personal allowmace to be unfrozen and increase from £12,570 Remember when the personal allowance was increasing and people complained it did nothing for the lowest earners? Where’s their tax break? People said Even when non taxpayers remained…
Increasing Income Tax by 2% while cutting employees National Insurance by 2% is a great idea. It immediately increases tax revenue. But more importantly it also broadens the tax base by reducing the difference between the tax rates that workers and pensioners pay, and that…
Increasing Income Tax by 2% while cutting employees National Insurance by 2% is a great idea. It immediately increases tax revenue. But more importantly it also broadens the tax base by reducing the difference between the tax rates that workers and pensioners pay, and that…
TIPS or their equivalent, index linked gilts, in the UK do not guarantee a real return and are not risk free if your measure of risk is volatility
TIPS or their equivalent, index linked gilts, in the UK do not guarantee a real return and are not risk free if your measure of risk is volatility
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