Mohamed | Personal finance tips @financewithmo

@heywayden @NotionHQ CUTE

@creator_arvin Marketing

Assessing financial situation for Jan 2025 is successfully completed. This included Jan expenses , feb budgeting , what went right and wrong, etc. This doesn't come easy as it's more emotional than another chore. What get measured gets managed.

"Started investing? Keep it simple: 1. Remove emotion — don’t check your portfolio daily. 2. Invest consistently, even when markets dip. 3. Think long-term, not short-term gains. 4. Diversify to reduce risk.

5 money mindsets I wish I knew earlier: 1. Define your needs vs wants 2. Rich is temporary, wealth is forever 3. Reduce unwanted expenses 4. Invest on growing your assets 5. You future self is your best investment Comment below your favorite one 👇

Why I'm Team IRA after my 401k match Company 401k match ➡️ Max out IRA ➡️ Back to 401k Unpopular opinion? Maybe. But there's method to this madness... Do you agree?? I will have full breakdown dropping soon! What's your investment order? Do you prioritize differently?"

Creating financial content started as my way of thinking out loud. My Goal: My way of turning my messy failures and small wins into shortcuts for others. Nothing beats the DM saying 'your post helped me avoid a mistake I was about to make.' That's what keeps me going. 💫

You don't need a financial goals for 2025. Most of the people who set goals almost never reach it and it's most common. Instead: Write down 1 habit to achieve that goal i.e conscious spending/saving/investing that's more naturally to you. Comment below your favorite habit

@jenniferchou25 That’s so cool!! Congo’s. Would love to hear some of your insights.

@jenniferchou25 How did you make this cool recap? Did you use your awesome 24/7 tracking system to get the hours data?

@jenniferchou25 On to a big start to many more to come! Keep us updated.

What do you want to learn more about? Is it about how I paid off my student debt? Is it about how to make budget easy? Is it about tools I use to manage my finances? Comment below and I will post more about it!

@elia_design Hey Elia, I am Mohamed Ali(not a boxer). I am building my dream business where I can make powerful impact. Love to connect.

From experience, I've come to realize Building systems is more important than just setting goals It's about creating processes aligned with your values, whether personal or professional That helped me to pay off my student debts in less than 3 years System-based > Goal-based.

What are your biggest questions about starting to invest? Comment below. Disclaimer: I'm not a licensed financial advisor. This information is intended for educational purposes only & should not be considered financial advice.

2. Brokerage account: Investing in assets like ETFs or mutual funds or individual stocks that offers better flexibility and control with no tax benefits. Even small contributions invested consistently over period of time goes long way thanks to compound interest.

Common misconceptions that you need high income to invest. Investing can feel overwhelming at times, but it doesn't have to be. Many people think you require a hefty paycheck to begin journey of investing. But the truth being said, you can start building wealth early.

Investing in yourself could be a long-term generating income, you aren't just spending money. For example, acquiring new skills through specialized courses or professional development courses, improving your health, fitness activities or learning new in-demand language.