Thanks White Clay for the discussion with b1BANK at @BankDirector on profitability. Loved the comparison of loan pricing and a great golf swing right down the middle. Loan pricing takes consistency & discipline, but you got to how to work it if something goes wrong. @bakerhill
At the @BankDirector #SmallBusiness session some key takeaways for banks (1) Intentionally design for the #SmallBiz (2) Educate (3) Leverage the #DataAnalytics you have on the consumer that is actually a biz. @bakerhill
“When a small biz owner wakes up, they don’t think of your bank. They think about the pains they have & how those can be solved. It is not about your products, but how you can solve their problems.” - @Mastercard Ginger Siegel at @BankDirector #SmallBiz session. @bakerhill
Parting thoughts from @KBWfinthink Tom Michaud (1) mid tier regional banks will be the battle ground (and I believe that it will pull up some of the community banks and (2) #SmallBiz is the place to be. Exciting news for many @bakerhill clients as they look to grow.
Excited to hear @KBWfinthink’s Tom Michaud call out that there are finally “tail winds” for the banking industry the @BankDirector #AOBA conference! #LetsGo @bakerhill @AmerBanker @PhilFedResearch
Love the phrase “sleepy savers” that @CDValet is using when you think about how 25% of CDs are at the top 4 banks that always offer the lowest rate. How is your #bank drawing in those #sleepysavers & help them while helping w/ your #costoffunds and #profitabilty @Fin_X_Tech
Love how the pendulum is back on #deposits and looking forward to the @Fin_X_Tech panel with @hifinotta, @CDValet and @DepositCo showing the value of the entire deposit growth process. @bakerhill @BankDirector
Love how @LemonadeLXP is showing how easy it is to introduce new #digital channels to customers and employees with #gaming, #ai, #bots oh my and how an FI can roll out #fintech faster, better, and cheaper. Congrats to @OneNevada on some great results. @bakerhill
How is your #bank or #creditunion dealing w/ #ghostcustomers? At @Fin_X_Tech @apiture is showing how #data insights can help turn them into real ROI making customers. Great article by @JimMarous of @FinancialBrand on the topic thefinancialbrand.com/news/customer-… @bakerhill @BankDirector
So far a lot of chatter at @Fin_X_Tech has been around humanizing & personalizing the #UX with #digital differentiation. Great presentation by @e_bank_it and how they leverage other #FinTech like @AgentIQ_ , @mX, and @hifinotta to accomplish just that. @bakerhill @BankDirector
Cool to see @RSMUSLLP taking on #ai guidance and policy making for banks and announcing this at @indianabankers MEGA. @bakerhill #fintech #ArtificialIntelligence
Really exciting to see the stickiness that @NeuralPayments can create for the banks in working with the likes of @Venmo, @Zelle, @coinbase and others during the #fintech pitches at @indianabankers Mega. @bakerhill #payments
For sure I am stopping by the @klarivis booth after their pitch to learn more about their new profitability functionality that was discussed at @indianabankers #fintech sessions. @bakerhill #banktech
Love the value props that @IntraFi pitched at @indianabankers with building larger #deposit relationships, managing #liquidity, and gaining access for assets sales. Banks should absolutely have this be a part of their fund management in addition to the @FHLBankIndy @bakerhill

Jill Castilla @JillCastilla
23K Followers 12K Following CEO @CitizensEdmond & @BankOnROGER | Army, Navy & Ole Miss mom🎖️#MainStreet & military advocate | Built to serve. Views are mine.
Jeff Marsico @JeffMarsico
3K Followers 3K Following Bank Consultant. Author. Blogger. Podcaster. Navy vet. Husband. Father. Posts are my own. #Banking #Yankees #Sixers #ND #Caps #Union https://t.co/iiNZ88ErrV
Chris Gledhill @cgledhill
87K Followers 70K Following Freelance #FinTech & #EdTech Futurist, Keynote & TEDx Speaker, Writer and Advisor. [email protected]
Clagett @Clagett
26K Followers 9K Following #fintech Advisor/Investor #finserv Consultant. #WX nut & I take pictures too.
Sam Kilmer @SamKilmer
2K Followers 365 Following Fintech practice leader, strategist, industry speaker and writer at Cornerstone Advisors, Gonzobanker, & Fintech Hustle. Husband, father, seeker, music lover.
Jim Marous 💯 @JimMarous
98K Followers 10K Following Speaker, Publisher, Banking Influencer #fintech #finserv | Co-Publisher, The Financial Brand | Owner, Digital Banking Report | Host, Banking Transformed Podcast
Ron Shevlin @rshevlin
42K Followers 9K Following Chief Research Officer at Cornerstone Advisors. Senior Contributor at Forbes where I publish the Fintech Snark Tank blog.
JP Nicols @JPNicols
35K Followers 3K Following I help financial institutions punch above their weight in a digital world. ⎮ Cofounder @AlloyLabs, Cohost @BreakingBanks1 @ProvokeCast, crappy ⚽️ @ECSPubLeague
Jon Zanoff @JonZanoff
9K Followers 3K Following New to #FinTech Prev #FinTech MD @Techstars Founder @EmpireStartups, the largest FinTech platform in the world
Jim Perry @mi_jim
6K Followers 6K Following Helping banks & CUs reimagine what’s possible—tracking trends from #AI to #GenZ and shaping bold, future-ready growth strategies.
Nick Bilodeau @FinMKTG
49K Followers 35K Following #Financial exec. #Marketing, #Innovation & #Strategy. Author & one of the most followed #fintech influencers on X. @ThomsonReuters Top 40
Curt Queyrouze 👨�... @CurtQu
2K Followers 5K Following Context is everything. President Coastal Community Bank. Proud Dad (not Daddy - that’s the other one). Practice #gratitude & be passionate about #equality.
Charles E. Potts @charlesepotts
3K Followers 5K Following Husband, father, son #innovation #fintech #communitybanks #TrackAndField #soccer #cleansport Of course they're my opinions; who else would want them? 😏
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Vorwar @Vorwar1854269
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Ixoomarf @Ixoomarf297
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FintechStocks🇺🇸 @Orswuike14953
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Burnice Treutel @BurniceTre65759
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JACOB @jacob26437
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Anna @TyreeGoodw56268
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IT GRC Forum @ITGRC
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Seanead @SeaneadP5ISbff
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Rose Hartley @rosehartley2012
203 Followers 1K Following Elon Musk's team. Innovator, strategist, and problem-solver. Passionate about tech, space, and sustainability.
After Dinner Conversa... @AfterDinnerCon
37K Followers 37K Following Philosophy | Ethics Short Story Literary Fiction Publisher. Rated "Most Popular Fiction LitMag 2024" (#Chillsubs). $ subscriptions (& Patreon) pay writers.
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51 Followers 7K Following
10x Business Solution... @10x_busine61328
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230 Followers 3K Following
Shommerte @shommerte79892
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Credissential Inc. @Credissential
468 Followers 2K Following Credissential Inc. (CSE: $WHIP.C | OTC: $IPTNF | FWB: 9YZ0) is building AI-driven solutions designed to make financial management effortless and secure.
Sparkling @kamochisac46502
83 Followers 7K Following
Poneshoa @poneshoa8529
76 Followers 7K Following
Jessica Dean @dean_jessi49625
0 Followers 5 Following
Ellen @ellen21comfort
281 Followers 3K Following
Kevin L. Jackson @Kevin_Jackson
88K Followers 50K Following Global business technology leader, VP at Forward Edge-AI, and Operations Executive at the National DigiFoundry https://t.co/ZUjjeJqYzh
G_W @g_winemaker
28 Followers 219 Following
One Home Mission Foun... @ONEHOMEMISSION
15 Followers 249 Following Our mission is to create sustainable solutions in health , education, enterprise, and agriculture that address poverty in rural areas.
Jeff Harper @harppiu2005
247 Followers 539 Following Husband,Father,BaseballNut,NECC,JMU,TeamPlayer, Virginian at Heart, Bourbon @alliedpayment
Stephanie White🇺�... @mmoo_1990
1K Followers 3K Following Family office/entrepreneur/travel enthusiast/golfer/single mother/liberal values, sharing information and opinions
Spencer @CarrieMend99727
54 Followers 4K Following
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63 Followers 7K Following
crypto scamrecoveryex... @fiatidentical1
255 Followers 2K Following we help people to recover their lost funds from scam investments Whatsapp no +1(919)2750746 get back your lost funds from any scam investment platform .
Jill Castilla @JillCastilla
23K Followers 12K Following CEO @CitizensEdmond & @BankOnROGER | Army, Navy & Ole Miss mom🎖️#MainStreet & military advocate | Built to serve. Views are mine.
Alex Johnson @AlexH_Johnson
27K Followers 4K Following Writing and podcasting from the 🏔️ | @FintechTakes
Jeff Marsico @JeffMarsico
3K Followers 3K Following Bank Consultant. Author. Blogger. Podcaster. Navy vet. Husband. Father. Posts are my own. #Banking #Yankees #Sixers #ND #Caps #Union https://t.co/iiNZ88ErrV
Jason Henrichs @jasonhenrichs
5K Followers 2K Following FinTech entrepreneur, community builder, gender equality advocate, learner & listener, angel investor. Why walk when you can run?
Chris Gledhill @cgledhill
87K Followers 70K Following Freelance #FinTech & #EdTech Futurist, Keynote & TEDx Speaker, Writer and Advisor. [email protected]
Clagett @Clagett
26K Followers 9K Following #fintech Advisor/Investor #finserv Consultant. #WX nut & I take pictures too.
Sam Kilmer @SamKilmer
2K Followers 365 Following Fintech practice leader, strategist, industry speaker and writer at Cornerstone Advisors, Gonzobanker, & Fintech Hustle. Husband, father, seeker, music lover.
Jim Marous 💯 @JimMarous
98K Followers 10K Following Speaker, Publisher, Banking Influencer #fintech #finserv | Co-Publisher, The Financial Brand | Owner, Digital Banking Report | Host, Banking Transformed Podcast
Jason Mikula @mikulaja
25K Followers 3K Following 2-bit amateur wannabe reporter @ Fintech Biz Weekly | Fmr Goldman, Enova, Ret. Peace Corps Vol | Literally wrote the book on BaaS | Signal: mikulaja.01 | 🇳🇱
Ron Shevlin @rshevlin
42K Followers 9K Following Chief Research Officer at Cornerstone Advisors. Senior Contributor at Forbes where I publish the Fintech Snark Tank blog.
Spiros Margaris @SpirosMargaris
132K Followers 24K Following #VC | No 1 #Fintech #Banking @Refinitiv & @Onalytica | #AI | @TEDx | @qualco_sa @natechsa @SparkLabsGlobal @ai_mediastalker @HeradoHQ @usebarq
JP Nicols @JPNicols
35K Followers 3K Following I help financial institutions punch above their weight in a digital world. ⎮ Cofounder @AlloyLabs, Cohost @BreakingBanks1 @ProvokeCast, crappy ⚽️ @ECSPubLeague
Nik @NikMilanovic
30K Followers 400 Following Fintech enthusiast @twifintech Founder @thestablecon General Partner @thefintechfund The dogs bark but the caravan moves on
Jon Zanoff @JonZanoff
9K Followers 3K Following New to #FinTech Prev #FinTech MD @Techstars Founder @EmpireStartups, the largest FinTech platform in the world
Jim Perry @mi_jim
6K Followers 6K Following Helping banks & CUs reimagine what’s possible—tracking trends from #AI to #GenZ and shaping bold, future-ready growth strategies.
Paul Loberman @ploberman
4K Followers 5K Following No longer on X. You can find me almost anywhere else, except here.
Mary Wisniewski @MaryMWisniewski
5K Followers 2K Following Penchant for books, fintech & my dog. Fintech content creator. Ex-@amerbanker. Cover industry's identity crisis + my own. Laugh a lot.
Nick Bilodeau @FinMKTG
49K Followers 35K Following #Financial exec. #Marketing, #Innovation & #Strategy. Author & one of the most followed #fintech influencers on X. @ThomsonReuters Top 40
High Alpha @highalpha
8K Followers 1K Following A venture firm that creates and invests in B2B SaaS companies. Get our newsletter: https://t.co/pRXMNfTyFc
Mel Brooks @MelBrooks
382K Followers 0 Following Writer, Director, Actor, Producer and failed Dairy Farmer.
Istanbul Metropolitan... @municipalityist
20K Followers 115 Following Official account of Istanbul Metropolitan Municipality | For Turkish, follow @istanbulbld
CrossState Credit Uni... @CrossStateCUA
3K Followers 2K Following CrossState Credit Union Association represents credit unions, which are consumer-friendly financial service providers.
Cornerstone League @CornerstoneCUL
3K Followers 1K Following We are committed to protecting our member credit unions while promoting their growth, strength, and unity.
Commonwealth Club Wor... @cwclub
13K Followers 2K Following CCWA is dedicated to providing space for civil discussions from many viewpoints & improving the general good—the common wealth. Nonprofit, nonpartisan.
My CU Rocks! @MyCURocks
2K Followers 2K Following Believes in the passionate cooperative spirit of the Credit Union movement. Supports 5,000 USA Credit Unions and Credit Unions around the world!
Carmel Football @football_carmel
2K Followers 149 Following Home of the Carmel Greyhounds Football Program 9-Time State Champion in Indiana's Largest Class
CBS Evening News @CBSEveningNews
443K Followers 2K Following The official account of CBS Evening News, the longest-running evening newscast.
Norah O'Donnell 🇺�... @NorahODonnell
253K Followers 2K Following CBS News Senior Correspondent & 60 Minutes Contributing Correspondent, proud family in @USArmy
Feed My Starving Chil... @fmsc_org
11K Followers 4K Following Feeding God’s children hungry in body and spirit. Meals packed by volunteers are sent to 70+ countries 💙🍚
Lightico @lightico
3K Followers 1K Following The Digital Completion Cloud | eSignatures | eForms | ID Verification | Document Collection | Payment
Indianapolis Motor Sp... @IMS
285K Followers 500 Following 14 days until @IMSA returns to IMS for the @tirerack #BattleOnTheBricks!
London.2.Capetown @London_capetown
1K Followers 1 Following Just 3 besties driving from London to Capetown 🇬🇧🇿🇦 Driving our trusty Toyota Hilux - Edna 🚗 Karen 💅🏻 James 🏋🏻♂️ Spence ⛰️ 📍Currently in Senegal 🇸🇳
NASA's Glenn Research... @NASAglenn
319K Followers 106 Following Transforming aviation, revolutionizing space exploration, & inspiring new discoveries for the benefit of all—right in Ohio. ✨ Verification: https://t.co/umun76kGoF
U.S. Naval Academy @NavalAcademy
98K Followers 220 Following Official Twitter account of #USNA. Dedicated to the #MoralMentalPhysical development of @USNavy #Midshipmen since 1845 (Following/RTs ≠ endorsement).
The Constitutional @PhillyTour
898 Followers 461 Following The Constitutional Walking Tour of Philadelphia - Guided Tours of America's Birthplace. Philadelphia's Best Sightseeing Experience
CD Valet @CDValet
86 Followers 103 Following Serving the "straight up rates," CD Valet® delivers the most competitive CD rates from local and national financial institutions.
American Deposit Mana... @DepositCo
971 Followers 186 Following ADM provides #fintech & proprietary #cashmanagement solutions for CFOs & treasury professionals representing corporations, municipalities, universities, & more
Plinqit @plinqit
196 Followers 395 Following Increase deposits. Attract new customers. Expand your retail footprint. All while helping your customers live their best financial life. Learn more below 👇
Agent IQ @agent_iq
188 Followers 262 Following In banking, your customers want to talk to you. We make it simple for everyone.
Zelle @Zelle
54K Followers 904 Following Here for you, so you can be there for them. When it counts. #Zelle
CU Student Choice @cuStudentChoice
641 Followers 553 Following The foremost provider of higher education solutions to America's credit unions
Neural Payments @NeuralPayments
52 Followers 11 Following Connecting Financial Institutions to Payment Innovation
DigitalMatrixSystems @DMatrixSystems
256 Followers 839 Following Digital Matrix Systems provides a simple way to access and manage the data our clients need to make informed business decisions. Access. Storage. Analytics.
Univest Financial @UnivestCorp
1K Followers 558 Following #CommittedToLocal and dedicated to helping individuals, businesses and nonprofits achieve financial dreams. Member FDIC. Equal Housing Lender.
DBSI @DBSI_Inc
657 Followers 1K Following Revolutionizing the retail experience through architecture, interior design, and technology. https://t.co/DHvkf6Cf40
Steve El-Hage @hagestev
1K Followers 69 Following CEO at Neon Blue | Building ai agents for growth | Prev. founded and grew @drop to $100M+
Harcourt Consulting D... @HarcourtIGN
248 Followers 635 Following Harcourt Consulting Directors Provide #board-level advice in the fields of #strategy, #board processes, group #corpgov, and #family #governance.
AST SpaceMobile @AST_SpaceMobile
37K Followers 181 Following The first and only space-based cellular broadband network for mobile phones. Eliminating coverage gaps to enable billions of people globally to stay connected.
Pagaya @Pagayaltd
2K Followers 884 Following Pagaya is a global, data-driven financial technology company reshaping the future of finance.
Sphere @SphereVegas
228K Followers 74 Following Experience "The Wizard of Oz at Sphere" today. Tickets are on sale now at the link in bio.
Kevin Mak @KevinLMak
21K Followers 48 Following Teaches economics and investing at Stanford GSB. Special sits HF mgr. https://t.co/kiKMwr0H4y || Not Financial Advice
Kiel Institute (IfW K... @kielinstitute
18K Followers 608 Following Kiel Institute for the World Economy. Germany's institute for international economic research. https://t.co/3O6YfWVi78 ; https://t.co/kEQSeGejKq
Mike Konczal @mtkonczal
53K Followers 1K Following Senior Director Policy and Research, @EconomicSecProj. Former NEC. Liberal. #Rstats. Team Macro. Dad. Chicago guy.
Don Weinland @donweinland
20K Followers 2K Following Covering China business and finance at The Economist
John Peet @JohnGPeet
11K Followers 1K Following Special reports and Brexit editor, The Economist. Author of "Unhappy Union" and reports on the EU's future (March 25th 2017), and Brexit (October 17th 2015)
Tamara Gilkes Borr @TamaraGilkes
2K Followers 763 Following US policy correspondent @TheEconomist | former @NYCSchools teacher | @StanfordEd PhD | host of 3-part CRT podcast https://t.co/OqLesPqel3
Abbie Fielding-Smith @AbbieFS
7K Followers 2K Following Deputy editor of @theeconomist’s features section, 1843. Previously international investigations at @tbij & Beirut for @ft. Mostly here for puns.
Liv Moloney @LivMoloney
1K Followers 644 Following Head of Video @TheEconomist I Formerly @skynews l Views are my own