Deb Curtis @DebJoJoCurtis
Funding for Business Buyers ❱ You can't waste time under an LOI ❱ Sourcing best bank loan project, backed by the SBA ❱ Biz Buyers Ally debcurtis.com United States Joined February 2022-
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Know Who Benefits: If a business broker is quick to refer a specific lender to you the business buyer, ask why. Who really benefits from this recommendation? #InformedDecisions #BizBuyersAlly
Forget the spreadsheets and fancy degrees. Your #1 tool in buying a small business? Intuition. Trust it. #BusinessBuying #SBA #BusinessAcquisition
Dual Agendas: When business brokers and SBA lenders gather to profit, the business buyer's needs can get sidelined. Stay vigilant. #ProtectYourInvestment
Transparency Test: Demand full disclosure from business brokers about any referral fees they receive from lenders. Your investment shouldn't fund their backdoor bonuses. #FullDisclosure #BizBuyersAlly
Conflict of Interest Alert: Align with a business broker who puts your interests first, not one who's lining their pockets with lender kickbacks. #BuyerFirst #BixBuyersAlly
Question the Partnerships: Always dig into the relationships between business brokers and lender partner relationships. Referral incentives could mean higher costs in the long run for you and your new business acquired. #SmartInvesting
Beware of Backroom Deals: When business brokers and SBA lenders team up, their business buyer referral partnership profits may be prioritized over your best interests. #BusinessBuyerBeware #ProtectYourInterest
Understand Their Role: Remember, business brokers represent sellers, not buyers. Their primary goal is to close deals, not to protect your best interests. #BuyerAwareness #BizBuyersAlly
Due Diligence First: Don't take every listing at face value. Verify all information provided by brokers before moving forward. #InvestSmart #BusinessAcquisition
Broker Red Flags: Watch for brokers who push too hard, too fast. If they’re rushing you, they might not have your best interests at heart. #BuyerBeware
Initial Contact Caution: When first reaching out to business brokers, keep your cards close. Not all are as transparent as they seem. #BusinessBuying
Bank Smarter! Encountering varied SBA loan policies across banks? You're not alone. Maintain a broad perspective and choose a bank that best supports your plan for change of business ownership loan projects. #BusinessAcquisition #SBA #BizBuyersAlly
SMB Attorney @SMB_Attorney
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They do not trust you. Doesn’t matter what you SAY to them. 4.5 months into my most recent acquisition, and words mean almost nothing to my new staff. One of our key staff members, 64 years old, approached me at one point and said: “I don’t believe you. You claim you are…
Working on a deal right now for a guy leaving corporate America to buy a $3 million company. ~80% bank leverage ~10% seller financing ~10% equity injection (of which ~1/10th will come from buyer, 9/10 from investors) Only in America! 1/x
@DebJoJoCurtis @jdimino @drchrisloomdphd @kajmasterclass @sgoldconsulting @manujagro @DropTheMicSTF Thank you so much @DebJoJoCurtis !! We appreciate you so much! 💜💜
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So excited about the #PodMatch leaderboard!🤟🏻 #podpros #toppodcastguest #toppodcasthost #podcaster #podcasting #podcastinterview #podcastmonetization #podcastguest #podcasthost
I’m lifting with a soon-to-be law student this morning and he’s surprised to know that some of my first clients stemmed from relationships built at the gym. Business is everywhere. You don’t need to look for it, but you should always be aware of your surroundings.
Can you handle the helm? 11k baby boomers are retiring daily, looking for new captains to navigate their prosperous small businesses. Start your small business journey today the smart way. Purchase finance one that is already successful. -Deb
Famous Interview withBusiness Founder, Recovering Corporate Employee & Advocate @DebJoJoCurtis @Podpros_com …sinterviewswithjoedimino.blogspot.com/2023/05/busine…
[Procrastination/Denial Trigger Warning] If you can't (won't) SEIZE at least 25min... Of your day to work on your ideas... It's just never going to happen... You have to AT LEAST do this... Ready, set, SEIZE it now... [Set timer for 25min] Just get it going...
Why I recommend starting a personal brand even if... -You have an idea that's not really "personal" -You're SURE this thing is going to work - No one knows who you are (likely) Truth is, your 1st venture won't be... Your last AND Personal Brands... Are easily "pivotable"...
Regarding your product offers: Don't explain the plane (i.e. your program)... Taking them to their desired destination... Explain the amazing destination itself... Describe New Zealand's splendor... IOW, paint a picture of outcomes... Rather than the plane's features...
I’m not smiling because she’s sick… I’m smiling because this is the first time in a long time that she’s fallen asleep in my arms.
As counsel for SBA lenders, I've seen every type of buy-side counsel. You should be picky about your M&A attorney. Here are some trouble makers:
"I've been doing this for 35 years." That's great, and I respect your expertise. However, faxed monthly updates from your staff and a massive bill aren't going to cut it in 2023. Here are some quick and easy ways to stand out as a young lawyer:
Small biz owners hate paying taxes in part because they see it everywhere and feel the transaction. Payroll taxes, sales tax, corporate tax, income tax, capital gains tax. Employees just have a direct deposit with a haircut. If they felt it like biz owners they’d riot.
I met a guy during last night’s St. Patty’s festivities that made his fortune producing and leasing, of all things, pallets. There are mundane millionaires everywhere, making boat loads of money with basic everyday things we all take for granted.