Higher Ed, Not Debt @HigherEdNotDebt
We're working for quality and affordable higher ed—without debt. Join the movement! RTs≠endorsements. linktr.ee/HigherEdNotDebt Washington, DC—National Joined December 2013-
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🥁ANNOUNCING:🥁The Peoples Rally for Student Debt Cancellation WHERE: Outside SCOTUS WHEN: 2/28/23, the day of oral arguments WHY: To demand SCOTUS follow the letter of the law and uphold the people’s right to relief Sign up! ➝bit.ly/Join-SCOTUS-St… #PeopleForCancellation
UPDATE: The Administration is extending the pause on federal student loan repayments to allow for the Supreme Court to rule in the case on the student debt relief program. The pause will end no later than June 30, 2023. Payments will resume 60 days after the pause ends.
I'm confident that our student debt relief plan is legal. But it’s on hold because Republican officials want to block it. That's why @SecCardona is extending the payment pause to no later than June 30, 2023, giving the Supreme Court time to hear the case in its current term.
Do you still have questions about the PSLF Waiver? Reminder that TODAY at 6PM ET we'll be sharing answers!!! Join us: bit.ly/Access-PSLF-Se…
ICYMI, read our latest chartbook analyzing how Parent PLUS loans burden low-income households, Black families, & college students in the South with unrepayable debt. We’d love to continue the conversation on #ParentPLUSDebt. bit.ly/3d6tpYS
A9. I can’t hit this home enough—people borrow because the costs of college INCLUDING living expenses (housing, food, transport, health) are too damn high. Access to intergenerational debt isn’t actually college access for low-income families who foot the bill #ParentPLUSDebt 1/3
A9. I can’t hit this home enough—people borrow because the costs of college INCLUDING living expenses (housing, food, transport, health) are too damn high. Access to intergenerational debt isn’t actually college access for low-income families who foot the bill #ParentPLUSDebt 1/3
A8: Black borrowers & communities have higher debt balances. And because of systemic racism, the racial wage gap, generational poverty & more, are unable to pay off the debt. So Black borrowers have higher default rates & may experience wage garnishment, etc. #ParentPLUSDebt
A8: Black borrowers & communities have higher debt balances. And because of systemic racism, the racial wage gap, generational poverty & more, are unable to pay off the debt. So Black borrowers have higher default rates & may experience wage garnishment, etc. #ParentPLUSDebt
According to @POTUS’s latest announcement, student loan borrowers who had Pell Grants are eligible for up to $20k in debt forgiveness. But there’s a problem❗The extra $10k of loan forgiveness doesn’t apply to parents whose children received Pell. #ParentPLUSDebt 1/
According to @POTUS’s latest announcement, student loan borrowers who had Pell Grants are eligible for up to $20k in debt forgiveness. But there’s a problem❗The extra $10k of loan forgiveness doesn’t apply to parents whose children received Pell. #ParentPLUSDebt 1/
A7: President Biden’s action is a good first step, however, we need an equitable higher ed financing system that does not disproportionately burden low-income households, Black families, & students in the South. @GCPIEconSec #ParentPLUSDebt x.com/gcpieconsec/st…
A7: President Biden’s action is a good first step, however, we need an equitable higher ed financing system that does not disproportionately burden low-income households, Black families, & students in the South. @GCPIEconSec #ParentPLUSDebt x.com/gcpieconsec/st…
A6: To start, Congress can pass #FreeCollege. This would prevent millions from needing to rely on student loans in order to access #HigherEd.
A6: To start, Congress can pass #FreeCollege. This would prevent millions from needing to rely on student loans in order to access #HigherEd. https://t.co/ec6XlvjdGp
A5: Private four-year colleges (and especially for-profit institutions) often charge much more in tuition than public colleges. So students and families who are from low-income backgrounds have to take out more #ParentPLUSDebt to make up the difference.
A5: Private four-year colleges (and especially for-profit institutions) often charge much more in tuition than public colleges. So students and families who are from low-income backgrounds have to take out more #ParentPLUSDebt to make up the difference.
Due to systemic racism, Black families face a racial wealth gap compared to white families, & Parent PLUS borrowing only deepens it. Black parents are almost 2x as likely as other parent borrowers to still be in repayment for their own student loans. 1/ #ParentPLUSdebt
Due to systemic racism, Black families face a racial wealth gap compared to white families, & Parent PLUS borrowing only deepens it. Black parents are almost 2x as likely as other parent borrowers to still be in repayment for their own student loans. 1/ #ParentPLUSdebt
And, by the time their children graduate college, 44% of Black PP families borrow a PLUS amount > the typical Black family’s net worth. For white families, just 0.4% borrow > the typical white family’s net worth. 2/ #ParentPLUSDebt tcf.org/content/commen…
A3. As #highered has become debt-financed, Black families have been at a disadvantage because reliance on debt is tied up w/wealth, wealth is tied up in assets that, through racist policies, are more likely to be held by white families. #ParentPLUSDebt newamerica.org/education-poli…
A3. As #highered has become debt-financed, Black families have been at a disadvantage because reliance on debt is tied up w/wealth, wealth is tied up in assets that, through racist policies, are more likely to be held by white families. #ParentPLUSDebt newamerica.org/education-poli…
A2: One way is that Parent PLUS loans often have interest rates that are significantly higher than other loans. So borrowers from low-income backgrounds, who can't afford monthly payments, then watch their balances balloon. #ParentPLUSDebt
A2: One way is that Parent PLUS loans often have interest rates that are significantly higher than other loans. So borrowers from low-income backgrounds, who can't afford monthly payments, then watch their balances balloon. #ParentPLUSDebt
A1: Higher Ed, Not Debt is a coalition of dozens of orgs dedicated to tackling the debilitating and ever-growing issue of student loan debt in America. We're fighting to make a quality #HigherEd affordable & accessible to all, without debt or financial hardship. #ParentPLUSDebt
A1: Higher Ed, Not Debt is a coalition of dozens of orgs dedicated to tackling the debilitating and ever-growing issue of student loan debt in America. We're fighting to make a quality #HigherEd affordable & accessible to all, without debt or financial hardship. #ParentPLUSDebt https://t.co/cXqekOX4yM
📢 Disabled college students: we want to hear from you. Message us to share your experience!
Are you a public service worker with outstanding federal student loans? If so, join AFSCME and our partners at @theSBPC for a series of webinars to explain how you might be eligible to have your loans forgiven. afsc.me/3S1v9Sp
We'll be joining the #ParentPLUSDebt twitter chat on Friday, 9/23 @ 1 pm ET to discuss how Parent PLUS loans regressively burden low-income households, Black families, & college students in the South with unrepayable debt.
👏🎉Congress just passed the Joint Consolidation Loan Separation Act! FINALLY student loan borrowers who've been locked to spouses—even in the case of domestic abuse & divorce—are one step closer to being able to separate their loans and accessing debt relief they've been denied.
👏🎉Congress just passed the Joint Consolidation Loan Separation Act! FINALLY student loan borrowers who've been locked to spouses—even in the case of domestic abuse & divorce—are one step closer to being able to separate their loans and accessing debt relief they've been denied.
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1.5M Followers 12K Following Husband | Dad to Nelson, Cricket & Hank | Congressman |@HouseJudiciary @HomelandDems | social media policy:https://t.co/47CTxGuV0o | #EndGunViolence
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3K Followers 2K Following Racism & policy in #highered nerd 👩🏾🏫👩🏾💻. #TRIOMcNair alumna. Openly Black. #Philanthropy is my job. Expressed opinions are my own.
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3K Followers 3K Following @NPWF VP Econ Justice, @CAIRCoalition & @EqualityFed boards, Tar Heel. She/her. Past @LGBTQIProgress VP @GeorgetownLaw @UNC 🏳️🌈
Student debt is an issue that impacts young people throughout the country and throughout the state of Ohio. Our student leaders are invested in prioritizing higher education and giving every student regardless of income or race the opportunity to thrive! 🏫👩🏫 #EducationDebtRelief
Coming to us as a research and policy analyst, @ellasuchwow brings 𝒕𝒐𝒑-𝒍𝒆𝒗𝒆𝒍 expertise in higher ed policy from @CAPHigherEd/@HigherEdNotDebt and key organizing experience with @ewarren!
Do you still have questions about the PSLF Waiver? Reminder that TODAY at 6PM ET we'll be sharing answers!!! Join us: bit.ly/Access-PSLF-Se…
Colleges fail to graduate almost HALF of their students–and those who don’t complete are more likely to default on their loans. Students need evidence-based support services (like @cunyasap) to help them complete and increase their ability to pay down debt after graduation. /1
Q9: Parent PLUS sells college access to low-income families for an often unrepayable price. How can we ensure college access and choice AND make sure no one is saddled with unrepayable debt? #ParentPLUSDebt
It’s also time #DoublePell to ensure low-income students can cover the cost of college and hold predatory institutions accountable for poor outcomes. /2 #ParentPLUSDebt
Thank you to everyone for participating in today's #ParentPLUSDebt Tweet Chat, especially our amazing partners & guests: @HigherEdNotDebt, @ThirdWayEDU, @laura_bmw, @BDMWilliams, @CLASP_DC, @TCFdotorg, @DebtCrisisOrg, @ellasuchwow, @mcbyrne, @higheredrachel
ICYMI, read our latest chartbook analyzing how Parent PLUS loans burden low-income households, Black families, & college students in the South with unrepayable debt. We’d love to continue the conversation on #ParentPLUSDebt. bit.ly/3d6tpYS
A9. I can’t hit this home enough—people borrow because the costs of college INCLUDING living expenses (housing, food, transport, health) are too damn high. Access to intergenerational debt isn’t actually college access for low-income families who foot the bill #ParentPLUSDebt 1/3
Q9: Parent PLUS sells college access to low-income families for an often unrepayable price. How can we ensure college access and choice AND make sure no one is saddled with unrepayable debt? #ParentPLUSDebt
A7. The Biden admin should extend the $20K in forgiveness to Parent PLUS borrowers whose child was eligible for Pell. Only after addressing root causes of the affordability crisis should policymakers touch PPLUS w/better underwriting standards and other reforms. #ParentPLUSDebt
Q7: The Biden Admin's recent debt relief includes canceling some Parent PLUS debt, easing burdens. But parents still face hurdles, including administrative burdens and limited repayment plans. What can policymakers do next to support parent borrowers? #ParentPLUSDebt
According to @POTUS’s latest announcement, student loan borrowers who had Pell Grants are eligible for up to $20k in debt forgiveness. But there’s a problem❗The extra $10k of loan forgiveness doesn’t apply to parents whose children received Pell. #ParentPLUSDebt 1/
Q7: The Biden Admin's recent debt relief includes canceling some Parent PLUS debt, easing burdens. But parents still face hurdles, including administrative burdens and limited repayment plans. What can policymakers do next to support parent borrowers? #ParentPLUSDebt
A7: President Biden’s action is a good first step, however, we need an equitable higher ed financing system that does not disproportionately burden low-income households, Black families, & students in the South. @GCPIEconSec #ParentPLUSDebt x.com/gcpieconsec/st…
Q7: The Biden Admin's recent debt relief includes canceling some Parent PLUS debt, easing burdens. But parents still face hurdles, including administrative burdens and limited repayment plans. What can policymakers do next to support parent borrowers? #ParentPLUSDebt
A7: Policymakers must increase the amount of debt cancellation up to $50k, ensure access to Income Driven Repayment (IDR) Cancellation, make IDR more affordable, and protect Black borrowers from predatory schools #ParentPLUSDebt
Q7: The Biden Admin's recent debt relief includes canceling some Parent PLUS debt, easing burdens. But parents still face hurdles, including administrative burdens and limited repayment plans. What can policymakers do next to support parent borrowers? #ParentPLUSDebt
@GCPIEconSec A6: Policymakers can prioritize the needs of the most marginalized borrowers, and design policy centered in lower-income borrowers and students of color, starting with the PLUS program #ParentPLUSDebt
Q4: Students whose parents have both #ParentPLUSDebt and low incomes disproportionately attend college in the South, but are underrepresented in the West. What might be driving this geographic disparity?
A3a: Historically, implicit and explicit racism in policy, banking and lending, education, & employment practices have prevented Black Americans from accessing key social, political, and economic benefits, leading to higher rates of poverty. #ParentPLUSDebt
Q3: In 2018, 44% of Black students using Parent PLUS loans came from very low-income families compared to 10% of white students. What barriers do Black students & families with low incomes face that might explain this pattern? #ParentPLUSDebt
Due to systemic racism, Black families face a racial wealth gap compared to white families, & Parent PLUS borrowing only deepens it. Black parents are almost 2x as likely as other parent borrowers to still be in repayment for their own student loans. 1/ #ParentPLUSdebt
Q3: In 2018, 44% of Black students using Parent PLUS loans came from very low-income families compared to 10% of white students. What barriers do Black students & families with low incomes face that might explain this pattern? #ParentPLUSDebt
And, by the time their children graduate college, 44% of Black PP families borrow a PLUS amount > the typical Black family’s net worth. For white families, just 0.4% borrow > the typical white family’s net worth. 2/ #ParentPLUSDebt tcf.org/content/commen…
A3. As #highered has become debt-financed, Black families have been at a disadvantage because reliance on debt is tied up w/wealth, wealth is tied up in assets that, through racist policies, are more likely to be held by white families. #ParentPLUSDebt newamerica.org/education-poli…
Q3: In 2018, 44% of Black students using Parent PLUS loans came from very low-income families compared to 10% of white students. What barriers do Black students & families with low incomes face that might explain this pattern? #ParentPLUSDebt
Q2: Parent PLUS burdens parents with low incomes with debt levels that are extremely high in proportion to their earnings. How does #ParentPLUSDebt create burdens for borrowers with low incomes?
Welcome to the #ParentPLUSDebt Tweet Chat! We are thrilled to be joined by so many experts to discuss how Parent PLUS loans regressively distribute unrepayable debt by income, race, and geography. bit.ly/3d6tpYS
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