Home Loan Bill @HomeLoanBill
Mortgage Guy & Excel Nerd HomeLoanBill.com Illinois, USA Joined March 2023-
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Here’s is what people like Andrew don’t think about… Andrew buys first home and pays nothing for his agent (seller pays). Ten years later, Andrew sells and pays both his agent and the buyer’s agent. Andrew has gone through two RE transactions and has paid two agent fees.
Here’s is what people like Andrew don’t think about… Andrew buys first home and pays nothing for his agent (seller pays). Ten years later, Andrew sells and pays both his agent and the buyer’s agent. Andrew has gone through two RE transactions and has paid two agent fees.
Brittney Griner 2.0.
This kid…
For every one homeowner who is past due on their mortgage, there are three other homeowners with hundreds of thousands of dollars in equity with a mortgage rate below 4%.
For every one homeowner who is past due on their mortgage, there are three other homeowners with hundreds of thousands of dollars in equity with a mortgage rate below 4%.
Them: “You try to enslave people into debt!” Also them: “People are too dumb to invest on their own. You have to force them into a 15-year mortgage. It’s for their own good!”
Them: “You try to enslave people into debt!” Also them: “People are too dumb to invest on their own. You have to force them into a 15-year mortgage. It’s for their own good!” https://t.co/B3mEtel4dq
Poor bro has never heard of opportunity cost. 😂
Money. 🤷♂️
I think I’m getting a clearer picture as to why Darth is so angry all the time.
#MortgageCoach…be glad you didn’t roll out this “update” in the dead of winter (when I had time to build a spreadsheet that would replace you).
Reason #497 of why I could never be a MLB starting pitcher. I’d be dead.
Reason #497 of why I could never be a MLB starting pitcher. I’d be dead. https://t.co/3yrJat7AnK
I don’t mean to be a wet blanket, but big business always finds a way. Bonuses will soon become “forgivable loans“ that are “paid in advance “ and structured so that the interest accumulates but doesn’t come due until voluntary separation of employment.
I don’t mean to be a wet blanket, but big business always finds a way. Bonuses will soon become “forgivable loans“ that are “paid in advance “ and structured so that the interest accumulates but doesn’t come due until voluntary separation of employment.
It will do the opposite of “help homebuyers save thousands of dollars.” Literally the opposite.
It will do the opposite of “help homebuyers save thousands of dollars.” Literally the opposite.
My opinion. Prejudice is a hell of a drug.
On average, I probably originate 7-10 loans per year for FSBO transactions. I’ve done eight so far in 2024. For anyone out there suggesting that lawyers could easily replace realtors…you’re, quite simply, wrong.
This is a great explanation of how renters *DO* actually pay for taxes, insurance, repairs, etc…*BUT* the advantage of renting is that those costs (particularly repairs) don’t always hit your wallet right away.
This is a great explanation of how renters *DO* actually pay for taxes, insurance, repairs, etc…*BUT* the advantage of renting is that those costs (particularly repairs) don’t always hit your wallet right away.
I f*cking love Community Notes. 😂
I f*cking love Community Notes. 😂 https://t.co/rMODJtOoiy
I don’t see the wisdom in this, but ultimately it’s the seller who gets to decide how to sell their home. 🤷♂️
I don’t see the wisdom in this, but ultimately it’s the seller who gets to decide how to sell their home. 🤷♂️
In my early 20s, I used to think Kirsten Dunst was gorgeous…but…wow…she got some city miles on her. Also, I’m fully aware that my looks aren’t exactly dropping panties.
Money was on sale for a long time. It isn’t anymore.
Money was on sale for a long time. It isn’t anymore.
I triple-checked; this is not parody.
I triple-checked; this is not parody.
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Full '70s and '80s figures (different data series) 👇 x.com/EstateBets1135…
This is very interesting data, but be careful to letting your intuitution jump to conclusions. To complete the data set with two additional data points (using a different metric, FRED MPAHS) that I believe are *highly relevant*: +145% - 70’s decade +92% - 80’s decade 1/3
Lance’s post uses Case Shiller, which IS the most reliable metric to use, but it only dates back to ~1990. Why do I think the 70’s and 80’s (35+ years ago) are highly relevant? 2/3
1. The last housing environment like 2020-22 was in 1972-74** 2. Agressive Fed tightening followed but rates didn’t peak until early 80’s 3. Rates remained high but trended down in mid-late 80’s. ** 1972-74 US median house prices rose 42.9%. 2020-22: they rose 42.8%. 🤔 3/3
This is very interesting data, but be careful to letting your intuitution jump to conclusions. To complete the data set with two additional data points (using a different metric, FRED MPAHS) that I believe are *highly relevant*: +145% - 70’s decade +92% - 80’s decade 1/3
National home price growth this decade has already surpassed that of the entire 1990s and 2010s +30.1% - ‘90s decade +47.3% - ‘00s decade +44.7% - ‘10s decade +47.1% - ‘20s decade My latest for @ResidentialClub resiclubanalytics.com/p/national-hom…
JJ Redick: “I don’t mean for this to be controversial. Michael Jordan, during his heyday, six teams were added to the NBA, there were 90 players added to the NBA. Does that not water down?” (via @bigpodwithshaq)
@HomeLoanBill @mike_petriello @BaseballQuotes1 do you know what mike’s job is
@mike_petriello @HomeLoanBill @clown98091262 @BaseballQuotes1 I’ll be damned. Look at people interacting appropriately on the internet
You know what I would pay a lot for? Journalism about what's happening in the economy and markets, by people who have actually worked in finance. That's it. That's the entirety of the business idea. Like, a stable of @matt_levine s. Why doesn't it exist?
U.S. home prices, as measured by Case-Shiller, rose by +0.6% between the January 2024 reading and February 2024 +1.3% above the 2022 peak +6.4% year-over-year
@mike_petriello I can’t believe he tweeted that to you.
@mike_petriello The tone of "take it up with statcast" is just spectacular.
@HomeLoanBill @clown98091262 @BaseballQuotes1 respect.
@HomeLoanBill @clown98091262 @BaseballQuotes1 sorry bill hi, i work on statcast, i didn't mean to blow you up, I will remove that if it's a problem for you
💥THE US HOUSING MARKET ISN’T ALL OR NOTHING 💥 After 2008, many have a recency bias that all housing crashes are nationwide Historically, it’s far more common in the USA to see REGIONAL home price crashes, while other regions flourish This happened in the early 1980s, btw
You mean to tell me we don’t have a national housing market? (Sarcasm) You mean the crash bros who focus on TX or FL and tell me the housing crash is coming are clueless clowns who are broke and pay rent by creating fear porn Shocking (Sarcasm)
💥THE US HOUSING MARKET ISN’T ALL OR NOTHING 💥 After 2008, many have a recency bias that all housing crashes are nationwide Historically, it’s far more common in the USA to see REGIONAL home price crashes, while other regions flourish This happened in the early 1980s, btw
@KicksDude @his_eminence_j @avaziant A dead clock is correct twice a day. When I bought my house in 2015 people were calling me a moron because QE was going to end. Doomsayers get it right every once in awhile because they have to.
@his_eminence_j @avaziant In fairness, people having been screaming about these dominoes for years
@CaseyMericle This is a coastal vacation area. That’s not a good representative of the real estate ecosystem as a whole. Insurance alone is destroying those markets.
Mugshots have been released tonight of some of the students who have been arrested at the University of Florida. These students were simply exercising their 1st Amendment rights and have now been unlawfully detained. Terrifying
Saw @huntercoldcalls selling solar panels during a tornado
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