Derek Vail @LIVEandLENDinLA
#Mortgage Senior Loan Advisor | Executive Manager | MNLS# 1233953 | #VA, #FHA, Conventional, #Jumbo, #BankStatement & even #NoIncomeLoans! #RealEstate #Rates Los Angeles, CA Joined January 2023-
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#GDP growth missed expectations while core #inflation is still up = #Stagflation . Prices rising but economy isn’t growing to match it. Also probably means we can expect #rates not to drop anytime soon.
Always a good idea for your agent to provide comps to the appraiser that help support the value you’re trying to achieve! Buyer agents, I wouldn’t just leave this up to the listing agent and hope for the best. IMO.
Funded another #HELOC this morning. Client taking equity out of one of their #investmentProperties for down payment on another. Easiest way for them to access #equity. Took all of 7 days start to finish.
#Jobless Claims ◦212k vs 215k forcasted… No impact on rates.
Simply put; Qualify with no tax returns. There are many different income situations out there that require more creative ways to qualified for a home than traditional financing allows. To name a few…. #BankStatementLoan #P&L Only Loan #DSCR Loan #NoIncomeLoan
#HELOC Just had two clients utilize a HELOC to take equity out of their existing properties and use it towards the purchase of another. Takes about 7 to 10 days. Fast and easy way to leverage your existing assets to grow your portfolio.
Recent economic data bumping #MortgageRates in the direction we don’t want. Despite that, there is no shortage of buyers. Client made an offer on a home this week at the $1.5M price point… It had 20+ other offers on it! #realestate
#RetailSales • Up .07 vs 0.3 forecasted • Last month revised up to 0.9 from 0.6 This tracks consumer demand for finished goods and can be a barometer as to if #inflation exists. Not great news for #rates.
Check out conservativestoners's video! #TikTok tiktok.com/t/ZTLUCXyHb/
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#GDP growth missed expectations while core #inflation is still up = #Stagflation . Prices rising but economy isn’t growing to match it. Also probably means we can expect #rates not to drop anytime soon.
Always a good idea for your agent to provide comps to the appraiser that help support the value you’re trying to achieve! Buyer agents, I wouldn’t just leave this up to the listing agent and hope for the best. IMO.
#Jobless Claims ◦212k vs 215k forcasted… No impact on rates.
Funded another #HELOC this morning. Client taking equity out of one of their #investmentProperties for down payment on another. Easiest way for them to access #equity. Took all of 7 days start to finish.
Things I don’t care about: - politics Things I do care about: - growing my business - improving my physical and spiritual health - being a great partner to my fiancé - building enough wealth to take care of my future kids - having a strong relationship with friends and family
@HazelAppleyard_ We need to go back to the basics in school.
Billionaire Robert Craft pulls his support for Columbia University due to the ‘virulent hate’ being spread on campus against Jewish students. The owner of the New England Patriots, who is worth $11.1 billion, released a statement saying Columbia is “no longer an institution I…
Simply put; Qualify with no tax returns. There are many different income situations out there that require more creative ways to qualified for a home than traditional financing allows. To name a few…. #BankStatementLoan #P&L Only Loan #DSCR Loan #NoIncomeLoan
#HELOC Just had two clients utilize a HELOC to take equity out of their existing properties and use it towards the purchase of another. Takes about 7 to 10 days. Fast and easy way to leverage your existing assets to grow your portfolio.
Recent economic data bumping #MortgageRates in the direction we don’t want. Despite that, there is no shortage of buyers. Client made an offer on a home this week at the $1.5M price point… It had 20+ other offers on it! #realestate
#RetailSales • Up .07 vs 0.3 forecasted • Last month revised up to 0.9 from 0.6 This tracks consumer demand for finished goods and can be a barometer as to if #inflation exists. Not great news for #rates.
Another disgusting hate crime caught on camera that won’t get any mainstream media coverage. A white girl gets jumped because she “accidentally stepped on someone’s brand new Jordans”. It can’t go on like this.
@NorthmanTrader Na… 10 year is down. Not a CPI leak… unless the news is good lol, which I doubt. I’m guessing we’ll exceed projections.
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