MoneyTips @MoneyTips

Practical tips to help you manage your money responsibly - I am not a financial advisor Joined June 2020

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MoneyTips @MoneyTips

a month ago

@mikeseat 🤣 Sorry to break it to you boss

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Prediction From 2026 to 2028 house prices will drop and mortgage default rates will go very high. By the end of this decade economists will look back and talk about how the period of extremely low interest rates from 2008 to 2023 caused a housing bubble.

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MoneyTips @MoneyTips

3 months ago

I think historians will look back at the incredibly low interest rates from 2008 to 2022 as the reason house prices rose so sharply during that period. With lower interest you can get a larger principal for the same monthly repayment.

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MoneyTips @MoneyTips

3 months ago

With the pension age going up it is more important than ever to take control of your retirement. Make sure you’re opted into your workplace pension and making investments. Don’t rely on the government to help you

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MoneyTips @MoneyTips

a year ago

Why is it that when inflation was higher than wage growth, it was all over the news. But for a year now wages growth has been beating inflation quite well and we never hear about it?

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MoneyTips @MoneyTips

2 years ago

Brilliant

Fesshole🧻 @fesshole

2 years ago

His fess but mate's boyfriend proposed two days after Valentine's day so that every year he could get her discounted flowers and chocolates on the anniversary instead of the holiday.

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MoneyTips @MoneyTips

2 years ago

First time visiting America. I know there is a big tipping culture but to be asked to tip at self serve is wild

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MoneyTips @MoneyTips

2 years ago

@HarrisonDec5 @LewisHowes Thank you

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MoneyTips @MoneyTips

2 years ago

One of my favourite days of the year. It’s not exactly big money, but I like the growth in the last couple of years

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MoneyTips @MoneyTips

2 years ago

@RamseySolutions I had to use my emergency fund for a £2k car repair earlier year. It was certainly an inconvenience. However, a few years ago I would have been panicking and not known what to do

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MoneyTips @MoneyTips

2 years ago

@BeeMoneySavvy I get that. But depending on your workplace pension you may be able to start drawing down in your 50s

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MoneyTips @MoneyTips

2 years ago

But just because the rest of the UK is determined to go broke, it doesn’t mean you have to be. You can take control of your own finances. - Get in a written budget - Write down your financial targets (and I mean write in paper) - Track your progress periodically

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MoneyTips @MoneyTips

2 years ago

savings on their current expenses to help clear their debts and build savings. But I think the probably is our culture. Overconsumption, lack of patience or will and no education around managing finances has created this.

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MoneyTips @MoneyTips

2 years ago

Don’t be like everyone else in the UK. Be different. Be weird! We complain about how expensive some things have gotten however, some parts of it is our own doing. We know big corporations will be greedy and charge as much as possible but we’re letting it happen by accepting it.