Andrea Luoni @RateCraft
Business Insurance Advocacy - We bring transparency to business' regarding insurance. We don't sell the stuff, we negotiate what you already have! ratecraft.com USA Joined April 2009-
Tweets308
-
Followers167
-
Following239
-
Likes16
We helped a CFO cut insurance spend without changing carriers. How? Forensic audit found hidden plan leaks — verified savings only. Before: unexpected premium inflation. After: clear savings, budget certainty. Want the same ROI? Learn more: wix.to/sPvlGMc #CFOs
We find broker self-dealing that drains your insurance budget. Examples: hidden commission splits, captive placement. We audit impartially, require no carrier changes, and get paid only if we save you money. Want the numbers? wix.to/cTC4I8p #InsuranceAudit
Want budget flexibility without risk? We uncover insurance waste and shows ROI scenarios for mid-sized and large firms. Reallocate savings to workforce programs or reserves. Ratecraft’s contingency pay model. Ready to see numbers? wix.to/vNo1FIY #CFO #InsuranceSavings
You have a fiduciary duty to choose unbiased audits. Why trust brokers with hidden incentives? Ratecraft charges only on proven savings — no carrier changes required. wix.to/dIE91oq #finance #risk
We uncovered real dollars for a mid‑sized employer—no carrier changes, no disruption. Result: 18% cost reduction and $425K recovered. We only earn fees when you save. Want those savings on your P&L? wix.to/FJVInyv #FinOps #CFOs
Are your brokers really working for you—or for their commission? We only get paid when you see verified savings. No commissions. No hidden incentives. Full audit trail. Clear governance. Fiduciary alignment. Want vendor risk you can trust? wix.to/1tQV13m #CFO #Finance
Are hidden billing errors inflating your insurance spend? We find duplicative charges, coding mistakes, and unmanaged fees fast. Our forensic audit spots inefficiencies and waste — without changing carriers. Want clearer risk control and reporting? wix.to/6Sg6ReP #FinOps
Find hidden insurance waste so you can fund benefits or protect margin. What if recovered overpayments paid a $500 annual stipend per employee? We do this without changing carriers or plan designs. Learn more: wix.to/RkhkuhN #FinOps #CFO
Insurance from a variable expense into a predictable budget line. Want proof? Before: Insurance spend = $2.5M + hidden fees; After Ratecraft audit: recover $200K in hidden fees; insurance = $2.3M; variance Same coverage. Stronger margins. wix.to/p1gb1UO #FinanceLeaders
I’ll walk you through the C.L.E.A.R. audit—step by step. See how we identify inefficiencies, analyze coverage, spot broker bias, and quantify savings. No carrier changes. No benefits disruption. Curious what hidden savings look like? wix.to/6PkkYgw #CFOs
We found hidden employer insurance overpayments — without changing coverage or brokers. Audit steps: 1) data intake, 2) forensics, 3) reconciliation. Result: measurable P&L savings within 90 days. Want a benchmark for your company? wix.to/XfEfZoS #Finance
Want an insurance audit without vendor bias? We only get paid when we find savings. No broker incentives. Just verifiable overpayments, clear audit trails, and board-ready results. Ready to protect your fiduciary duty? wix.to/SHTpLK3 #CFOs
We help you spot hidden insurance overpayments and fix baseline costs—no broker or policy changes. Want accurate reserves and freed capital for strategy? See how: wix.to/GN9ojRl #CFOs #InsuranceAudit
Want to stop silent insurance overpayments? We dig into billing, policy wording, and admin practices in clear steps to find recurring leaks. Vendor-neutral. You pay only if we save you money. Significant for mid-size and large firms. Learn more: wix.to/160RsNY #CFOs
The fiduciary clock is ticking. Employers can no longer assume benefits are someone else’s problem — new lawsuits & mandates say otherwise. Read Andrea Luoni’s full analysis: wix.to/qNmEmp0 #FiduciaryRisk #EmployeeBenefits #Compliance
Q: What audit red flags should you watch for? A: Duplicate billing, unrecognized endorsements, misapplied rating factors. These cause overpayments by inflating premiums or misallocating risk. Want a quick health check? Visit wix.to/Uz1fnom #Audit #CFO
We audited a mid‑market P&C spend, found 18% in overpayments, and recovered $1.2M in 9 months. What did the CFO do with it? Reinvested in tech (60%), paid down debt (25%), and boosted cash reserves (15%). Want results like that? wix.to/i1HaNSH #FinOps
We only get paid on proven savings—so you get unbiased recommendations. No broker swaps. No upsells. Just clear audit findings tied to realized cost reductions. Want conflict-free procurement insight? See how we protect your bottom line: wix.to/jCMWqmC #CFOs #Finance
We just turned audit recoveries into next-quarter budget capacity. Want concrete numbers? Conservative, median, best-case. Reallocate headcount. Cut benefit spend. Reinvest in strategy. See how your P&L can flex: wix.to/wEB7tDT #finance #CFOs
Want to stop leaking cash without changing providers? Inside the C.L.E.A.R. Audit: Data pairing finds mismatched charges. Policy crosswalks expose hidden denials. Rate-driver checks reveal overbilling. Read the full technical whitepaper: wix.to/Yzetcsq #Finance #CFO
Dytou @Dytou235032
18 Followers 2K Following
Centerfield Electric @CallCenterfield
132 Followers 1K Following The best and the brightest permanent exterior lights for luxurious accent lighting or holidays. 7204273988
MortarCloud @CloudMortar
9 Followers 205 Following Expert in business intelligence, information assurance, data strategy, data warehouse, data security and compliance. Helping companies secure business knowledge
Superior Door & Glass... @SuperiorGlass
924 Followers 1K Following Master craftsmen installing Quality ~ Frameless, semi-framed and framed shower doors. Custom glass rails, walls and mirrors. https://t.co/Nt1XQQr3jO
Nick Sarli @healthbenexpert
155 Followers 569 Following An #employeebenefits expert with @WTWcorporate specializing in educating businesses and C-suite executives to get them the best VOI possible. @JMU Alum '04
Abogado Chingon @abogadochingon
1K Followers 2K Following Abogado Chingon makes it easy for anyone to find Badass Lawyers in their area! Get in touch a with badass Lawyer today!
Stephanie Scarola @StephScarola
26 Followers 90 Following Interested in how to make a better tomorrow - Sustainability in business & healthcare. Managing Director, Clarity MCS and Director, Expense Reduction Analysts
Hilda Hammarin @hildahammarin
28 Followers 689 Following
Das superpower @das0081
338 Followers 4K Following
Option 1 Marketing @AppointmentPros
533 Followers 3K Following Option 1 Marketing Group: helping Commercial and Group Health Insurance producers write new business premium through pre qualified Appointments. (866)584-8043
Chris Ochs @TheChrisOchs
2K Followers 3K Following Sales Guy. Recovering Ironman, Aspiring Ultramarathoner. Son, Brother, Uncle. UCLA MBA, Houston Cougar Honors Program Athlete. #HakunaMatata #CarpeDiem
Raully @raully80
6 Followers 65 Following
PizzaRev @pizzarevco
83K Followers 231K Following Craft Your Own™ custom pizza. Thoughtfully sourced ingredients and all the toppings you crave, for one price. Eat Well. Live Full. Be Revolutionary.
mang tompul @astomman915
6 Followers 233 Following
Beverly Reimann @breimann619
123 Followers 1K Following great-grandma, gardener, jewelry maker, lover-of-the-forests
Tim Kadel @SDTRIFUN
61 Followers 359 Following
Dale Martin @Dale_Mart
214 Followers 1K Following Entrepreneur, Project Manager, Executive Leader, Gain Share Consultant, Father, Husband, Marketing Media Strategist, Outdoorsman, Believer
Link n Hops @LinkNHops
8K Followers 17K Following 📍Atwater Village Sports & Gourmet Sausage Spot 24 Craft🍺Taps 📺🍻 Indoor/Outdoor 📆 Mon-Sun 11:30-10PM 😀⏰ Tue-Thurs 3-7PM Wed➡️Trivia 💚🌱 🤎🐶 🧡🌈
sarah beni @saraho936
63 Followers 647 Following
Fontana's Hair @HairFontana
8 Followers 144 Following Hair Color-Cuts-brazilian blowout -Ionic foot spa-massage-shopping-Hair repair
Robbie Campbell @RetroPatriot
1K Followers 3K Following It's when they come for The Constitution that you need it most. #God #2A #1A Politically Distilled Think Critically. Strive for Growth, Liberty, Fun & Adventure
Liability Insurance @insurance1210
244 Followers 1K Following Are you a professional looking for reliable professional liability insurance coverage? Each year, we protect hundreds of professionals from coast to coast.
TriageNow @TriageNow
983 Followers 3K Following We provide the injured employee the highest quality of care, while creating an environment of efficiency, knowledge, and value with our clients.
Focus Interpreting @FocusInterp
130 Followers 632 Following Professional #translationservices #interpretingservices and #transcription in over 120 Languages
CT Insurance Repair @BuildingRepairs
1K Followers 3K Following Steve Schappert is an experienced insurance repair contractor. 800 jobs completed, satisfaction guaranteed. 203-994-3950
Construction Consult @QntitySurveyrK
82 Followers 758 Following l am here for Civil and Construction jobs,to all those who want Bills Of Quantities for their proposed projects in Zimbabwe,contact me and l will assist you.
Eric Moore @ericmoore108
30 Followers 278 Following
Shaun @shaunalger
67 Followers 86 Following patented process delivers systemic revenue growth & increased enterprise value
BeSeeingYou @BeSeeingYouMag
2K Followers 5K Following Online travel magazine and fuel for your wanderlust #travel #food #art #wellness #hotelreviews #culture #cityguides #GoFindYourself #BeSeeingYouMag
JeremyCampbell @JeremyCampbell
19K Followers 23K Following Content developer and marketing professional. Sports fanatic, foodie, proud father and husband.
SANDIEGOPRINTING.com @SD_Printing
2K Followers 748 Following Online Printing with Easy Ordering & Instant Pricing! Business Cards, Postcards, Flyers, Banners, Brochures, & much more at low prices! http://t.co/eMIdC6ec
Jennifer Masi @jmasi_torque
1K Followers 2K Following Partner and Creative Director at Torque. Torque is a brand strategy and digital marketing firm in the West Loop neighborhood of Chicago.
SLC @SouthernLoss
18 Followers 18 Following We negotiate with insurance companies for a better settlement. Don't get burned after a fire, drowned after a flood, or blown away after a hurricane!
PlanetReport.net @planetreportnet
983 Followers 2K Following View and subscribe to the youtube channel here #wildlife #nature #environment #space #rewilding #oceans #rainforest #nationalparks #climate #volcanoes
Chiam Capital @chiamcapital
607 Followers 2K Following
Pixel Me Pink @pixelmepink
1K Followers 536 Following Everything we do stems from one simple question: If we treat our clients project as if it were our own, what would that look and feel like?
Alexiva.com @AlexivaDesign
1K Followers 6K Following https://t.co/cH9p5xZEIv has been a consulting business since 1999, and I am now proud to offer it as a DOMAIN FOR SALE on https://t.co/yca9JuCrxT and on https://t.co/jEGdlYIEGJ - GOD BLESS YOU
gnwswebservices @gnwswebservices
387 Followers 706 Following Our web services include Professional Web Site Design, Social Media Management, Internet Marketing and Secure Online Booking Systems. Established 2002.
Paul Dawley @pauldawley
287 Followers 731 Following Fortune 200 Executive with over 17 years of Information Technology (IT) and business management experience in both the public and private sector.
Insurance Advice HQ @InsuranceHQ1
486 Followers 2K Following
stephaniedmckenzie @stephaniedm
1K Followers 793 Following Making founders' dreams come true! Coverting brand equity ➡️ Profitability Fractional | Brand Strategist | GTM Advisor | Founder and Educator @The CoE
Doris _Gallagher @Doris_Gallagher
485 Followers 1K Following Former Acne Sufferer; internet junkie; low carb cooking
missionviejo12 @missionviejo12
64 Followers 156 Following Carpet Cleaning Mission Viejo provides services to all your carpet cleaning, air duct cleaning, area rugs
Theresa Devaux @TheresaDevaux40
144 Followers 1K Following
Mary Talley Bowden MD @MaryBowdenMD
647K Followers 12K Following Founder @amerhlthfreedom. Author of "Dangerous Misinformation: The Virus, the Treatments and the Lies." Sued FDA for spreading misinformation and won!
Business Insider @BusinessInsider
4.4M Followers 434 Following What you want to know about business. Love Business Insider? Add us as a preferred source on Google.
Forbes @Forbes
20.3M Followers 5K Following Sign up now for Forbes' free daily newsletter for unmatched insights and exclusive reporting: https://t.co/v3UAa9BzAT
The Wharton School @Wharton
306K Followers 431 Following Wharton School of @Penn, the world's first collegiate business school. Advancing business, education and society at large since 1881. #TheWhartonWay
Stanford Graduate Sch... @StanfordGSB
507K Followers 1K Following The official account of Stanford Graduate School of Business. Business research, insights, & ideas from Stanford Graduate School of Business.
Businessweek @BW
2.3M Followers 575 Following A compass for the changing world of money, power and technology. Bw Daily: https://t.co/2ntK5Q4bo8
Mashable Business @mashbusiness
235K Followers 100 Following News about business, advertising & marketing, money & finance, plus careers and business apps from @Mashable.
Denver Business Journ... @denbizjournal
92K Followers 976 Following The Denver region's source for local business news & events. Part of the American City Business Journals network. Subscribe today! https://t.co/FpZFtgZQXn
TED Business @TEDpartners
70K Followers 2K Following We are Partnerships @TEDTalks! We’re all about working with business partners to transform perspectives and create change. Check us out at https://t.co/yqNqIBiGHB.
CNN Business @CNNBusiness
1.7M Followers 898 Following Your guide to tech, media, finance and the future
Harvard Business Revi... @HarvardBiz
5.5M Followers 195 Following The best ideas in business and management to help people, organizations, and economies work better.
Google Small Business @GoogleSmallBiz
237K Followers 361 Following We provide #smallbiz owners with tips, tools & resources to grow their businesses online. For support with reviews & your Business Profile, contact @GoogleMyBiz
Bloomberg @business
10.5M Followers 104 Following The first word in business news | Watch Live: https://t.co/nHEpHOzHqv | Newsletters: https://t.co/nWaCxHSKuU | Podcasts: https://t.co/096e9xMbPz
Gabrielle Reece @GabbyReece
28K Followers 2K Following On a quest to continue to learn, evolve, thrive, and have fun along the way. Come hang with me at an #XPTExperience or listen in to #theGabbyReeceShow!
Gary Vaynerchuk @garyvee
3.1M Followers 24K Following Family First. CEO of @Vaynermedia. 🐈⬛ Creator of @veefriends. Investor in Twitter, venmo, FB & more. Die hard @NYJets fan. @winetexts @vaynersports
Tim Ferriss @tferriss
2.0M Followers 3K Following Author of 5 #1 NYT/WSJ bestsellers, early-stage investor (https://t.co/yOcEk9eccA), Tim Ferriss Show podcast (1B+ downloads), founder of https://t.co/9bQjti1v6c
Ben Greenfield @bengreenfield
243K Followers 119 Following Health & Performance Coach | NYTimes Bestselling Author | Host of the Boundless Life Podcast Now Streaming: https://t.co/fh3sZL5KgN
Grant Cardone @GrantCardone
1.3M Followers 5K Following • Equity Fund Manager • Business Author 10X Rule • Business Scaling Consultant • FREE Real Estate Live Training 👇
AskGaryVee Show @_askgaryvee
3K Followers 313 Following https://t.co/JiFqkhQ9Ri A searchable archive of the #askgaryvee show @garyvee
Tony Robbins @TonyRobbins
3.2M Followers 1K Following Empowering millions to live a life of meaning.
The Coast News Group @coastnewsgroup
9K Followers 3K Following Your community. Your newspaper. Coverage area includes Camp Pendleton, Oceanside, Carlsbad, Encinitas, Solana Beach, Del Mar, Carmel Valley, & Rancho Santa Fe.
New Ideas @PastieMan
370 Followers 750 Following Looking out for those new business ideas and happy to share
Shaun @shaunalger
67 Followers 86 Following patented process delivers systemic revenue growth & increased enterprise value
Robbie Campbell @RetroPatriot
1K Followers 3K Following It's when they come for The Constitution that you need it most. #God #2A #1A Politically Distilled Think Critically. Strive for Growth, Liberty, Fun & Adventure
Dale Martin @Dale_Mart
214 Followers 1K Following Entrepreneur, Project Manager, Executive Leader, Gain Share Consultant, Father, Husband, Marketing Media Strategist, Outdoorsman, Believer
Chris Ochs @TheChrisOchs
2K Followers 3K Following Sales Guy. Recovering Ironman, Aspiring Ultramarathoner. Son, Brother, Uncle. UCLA MBA, Houston Cougar Honors Program Athlete. #HakunaMatata #CarpeDiem
Stephanie Scarola @StephScarola
26 Followers 90 Following Interested in how to make a better tomorrow - Sustainability in business & healthcare. Managing Director, Clarity MCS and Director, Expense Reduction Analysts
Abogado Chingon @abogadochingon
1K Followers 2K Following Abogado Chingon makes it easy for anyone to find Badass Lawyers in their area! Get in touch a with badass Lawyer today!
Nick Sarli @healthbenexpert
155 Followers 569 Following An #employeebenefits expert with @WTWcorporate specializing in educating businesses and C-suite executives to get them the best VOI possible. @JMU Alum '04
MortarCloud @CloudMortar
9 Followers 205 Following Expert in business intelligence, information assurance, data strategy, data warehouse, data security and compliance. Helping companies secure business knowledge
GoFundMe @gofundme
593K Followers 185 Following Fundraisers from the world’s leading crowdfunding platform. Start yours today at the link in our bio.
Mike O'Brien @MikeOBrien619
15 Followers 75 Following
Hootsuite 🦉 @hootsuite
6.1M Followers 1.3M Following Social media tools, tips, news, and a shoulder to cry on for social pros since 2008. Support: @Hootsuite_Help
Neilson Marketing Ser... @nms_marketing
1K Followers 1K Following An #InsuranceMarketing agency for independent insurance agents, MGAs, and carriers. The parent company of @AgencyTsunami & @ProgramBusiness
Kathy Burger @KathyBurger
4K Followers 2K Following BFSI Platform Marketing, Tata Consultancy Services. This is my personal page. The views expressed here are my own.
insurancetech @insurancetech
8K Followers 482 Following Insurance & Technology. Connect with us on LinkedIn and Google+: https://t.co/EZ3nnIcfAC
Insurance Trends @instrends
169 Followers 253 Following Insurance trends and news at http://t.co/udXlRbPEjv
The Lavin Agency @TheLavinAgency
15K Followers 739 Following The Lavin Agency is the world’s largest intellectual talent agency, representing leading thinkers and doers changing the world.
Insurance Law News @Insurance_Alert
17K Followers 1K Following News and commentary on latest legal and regulatory matters in the insurance sector. Covers healthcare, litigation, CMS, exchanges, & much more. A @JDSupra feed.
Dr. Betty Feng @BettyFeng
585 Followers 640 Following International Business Professor and Researcher @FSC. Advocate for innovation & DEI in higher education.
Ian Vicuna @Logistics101
308 Followers 896 Following
Follow Friends Back @FollowerSupport
1K Followers 1K Following Follow me and I follow you. Other people may follow you then too. You should follow them - they are good people. This is a fun club for all to share love...
Dean Fila @deanfila
24 Followers 150 Following
You might like
