Simplifying Personal Finance @SimplifyingPF
Making money simple. Tips, tools & insights to help you save more, spend smarter, and stress less. Empowering your financial journey, one tweet at a time. simplifyingpersonalfinance.com Joined July 2025-
Tweets2K
-
Followers163
-
Following84
-
Likes250
Would you rather: have 6 months of expenses saved, or $50k invested in the stock market?
6
0
5
42
0
Last night in San Diego, I don't want to go home. ☹️
The tortoise and the hare of personal finance: Slow and steady savings beats occasional risky splurges
What your hot take: If you had extra cash, would you invest it in the market 📈 or pay down your mortgage 🏡?
“Risk comes from not knowing what you’re doing.” – Warren Buffett
Call me old-fashioned, but I hate buying new things when what I have still works perfectly fine. Case in point: I used an iPhone 7 for almost 8 years, and I would’ve kept using it if it hadn’t died.
“Do not save money, invest it.” – Grant Cardone
Just ordered a new paper shredder from amazon. I must be getting old as for some reason this purchase excites me.
Wife and I decided to host thanksgiving dinner at our house this year. Crazy to think its almost that time of the year again.
Love me some beach time!
Good god, hangovers suck. While it was to go out drinking last night my head is telling me it wasn't worth it. lol
Be honest… what’s harder for you: 🧐 A) Saving money B) Sticking to a budget C) Paying off debt D) Investing consistently
My wife and I got married 2 months ago (paid with all cash) and already purchased a house prior to marriage. It feels weird but amazing to know that we’re now all in on saving and investing for our financial freedom.
For the past 3 years, I’ve shifted away from buying individual stocks to mutual funds and ETFs (where I just set it and forget it). Now I rarely check my accounts—and I couldn’t be happier. My net worth is growing, and my stress levels have decreased tremendously.
Boarding our two dogs for this quick weekend trip to SD would've cost the wife and I over 400 dollars... Thankfully family is able to watch them while we are gone.
Quick question: How much do you actually keep in your emergency fund? Enough for a month? Three? Or are we talking ‘just hope nothing breaks’ level?
Wife and I made a quick trip to San Diego this weekend. love this place!
The 2024 TIAA Institute-GFLEC Personal Finance Index indicated that U.S. adults correctly answered only 49% of financial literacy questions, a figure that has remained consistent since 2017. Looks like we got some work to do to get better.
How do I invest without overthinking it? I choose low-cost index funds which lets my money grow quietly, consistently, and with minimal fees. Less stress, more compounding.
Debt snowball in reverse – Pay off small debts first, momentum grows, and soon the big ones crumble.
Money in Motion Coach... @MoneyinMotion__
4 Followers 28 Following Personal Finance Coaching Team focused on breaking the paycheck-to-paycheck cycle
S @likkleliver
1 Followers 604 Following
DreaMeta Visual Studi... @visual31351
90 Followers 0 Following We specialize in creating professional 2D and 3D animations, bringing your stories to life with precision and creativity.
Sara @sara_rowell_
317 Followers 3K Following
SebastianeWaters @6pny7C3c3q6d3Rd
0 Followers 325 Following
Alan Stravinsky @alanstrav
16 Followers 115 Following Founder of https://t.co/TVXs3bmBwM | Exploring finance, philosophy & tech | $0 → $10k MRR in 10 weeks
The 6 Figure Checkmat... @6figurecheck
71 Followers 35 Following No vague advice. Just real numbers, mistakes, and lessons I’m using to scale from 6 to 7 figures.
MaureenDodd @dJlro06O6phQ4D
0 Followers 132 Following
Dane DeForest @DaneDe4orest
4K Followers 2K Following Believer in Jesus Christ. Bitcoin advocate. Market Cipher is the best trading indicator in the world. Spaces host. Connecting & networking people together.
alexsmindfuel @alexsmindfuel
37 Followers 53 Following Father. Learner. Sharer. Building real wealth, not illusions. Teaching what I’m learning: finance, stoicism, freedom.
Freedom Bill 💸🏖... @freedombill3
2K Followers 784 Following Freedom seeker 📈🌴💸: Trading stocks, dodging carbs, and chasing wealth + health. Family over fortunes…but why not both?
one of one, never aga... @DonMokgolobotho
5 Followers 93 Following
Kevin Szabo @KevinSzabo14
44K Followers 814 Following •Premium X GhostWriter• Taking clients from 0 → 10,000 Quality followers in 180 days through Writing | Newsletter → https://t.co/UR1KVh7tXQ
Beatrix Lois @alvesbeatrixy
155 Followers 788 Following Sound Design is my Passion / AI is a friendly Monster Auxburrrg
Tiller @tillermoney
4K Followers 4K Following Your financial life in a spreadsheet, automatically updated each day. Track everything in one place, with everything customizable, easy templates, and no ads.
SupportResist🇺🇸 @Auvwieana81379
50 Followers 3K Following 15-30% Monthly | 2 High-Conviction Stocks.Short-Term Gains: 15-20% in Days/Weeks.DM "JOIN" for WhatsApp Alerts. Live Trade Signals • Market Analysis
Shiv Ratna Kumar @shivratna89
21 Followers 113 Following Area Head - Investment Products @ Mahindra Finance
Mindset Wealth 🌟 @MindsetWealths
1K Followers 443 Following 🌟 Master Your Life • I will teach you how to become healthy, wealthy, and happy
Elun Musk Tesla @ElunMusk82663
4 Followers 307 Following
Viv | Intentional Liv... @Intentional_Liv
3K Followers 2K Following Mom & CPA -sharing my life as a working mom with a focus in personal finance and intentional living. Follow my journey to freedom without sacrificing lifestyle.
Gwendolyn @Ba123654Cesar
11 Followers 553 Following If you also like to explore, then this must be God's arrangement.
Ignacio Ureno @IgnacioUreno
39 Followers 65 Following
Make it be @fancyloa
208 Followers 823 Following Realistic introvert of the universe. Interested in all things that bring progress. 40 years vegetarian then started liver supplementing.
SaveInvest_ETF @SaveInvest_ETF
3K Followers 1K Following 36, UK & India 🇬🇧Empowering your financial future with index investments and personal finance tips. Join me in the path towards financial freedom💹📈
Joseph Krouch @GunnerDude175
70 Followers 175 Following
FIRED Up WealthFREE C... @FREDUpWealth
18 Followers 488 Following Self-Made Millionaire 💸 Investing since 1999 | BA International Business | MBA | Millionaire Investor teaching you how to become financially free 💰🙏
Midnight Sun 33 @Deebee18761571
530 Followers 2K Following "You've been patient , it's almost your time to be rewarded."
Bhat Afshaa @Afshaa211
3K Followers 3K Following Life is beautiful with the grace of simplicity Live the way you want.
Blue Collar Dividends @bluecollardivvy
145 Followers 166 Following Long-term value investor Research is my conviction Deep-dive investment theses Ph.D.
Awsrooma @Awsrooma9595
7 Followers 192 Following
KIP | Keep It Passive @KeepitPassive
741 Followers 345 Following Living a simple life while enjoying my 9 to 5 job. Sharing my journey to Financial Freedom by investing! Check back on me in 2030! 🏡🏡
Michael | Stock Spotl... @invest091
2K Followers 810 Following Host of Stock Spotlight — sharing quality growth ideas, factor investing insights & alternative strategies.
J S Balicki @JBalicki84
983 Followers 953 Following Empowering Financial Freedom | Transforming professional salaries into wealth with proven, simple steps. Follow for actionable financial insights.
Mark Palmer @Saravanansam4
4 Followers 181 Following Former financial professional. Good times advocate. Long-term goal: become "work-optional" by age 49.
Nancy @yamatomato128
13 Followers 109 Following
Brian Feroldi.|.S.|.p... @_BrianFeroldi_1
244 Followers 3K Following • I Teach Investors How To Analvze Businesses I Stock Fundamentals & Valuation Teacher | DM me "BUFFETT" for premium courses | Free Investing eBook
| The Freedom Arch | @TheFreedomArch
396 Followers 167 Following Exiting the grind, mastering money, and building freedom. Options income + Intentional living . Not Financial Advice
Ed Richards @imedrichards
135 Followers 565 Following Dad. Husband. Software Engineer. Hockey player. Built and launched @usebudgey and Moodtap
Hunter @xbyhunter
11K Followers 8K Following Writing about life, code, capital and investments. ————— Sharing timeless insights.
MetaCabbie @MetaCabbie
87 Followers 189 Following
Andrew @ Distribute.s... @andymewborn
17K Followers 658 Following I use to be young & cool and now I think about b2b SaaS
Ravi @ravimane53
6K Followers 6K Following Cricket addict 🏏 | Bollywood buff 🎬 | Entertainment junkie 🎭 | Here to vibe, create, and occasionally drop fire tweets 💥 | Just enjoying the chaos.
Aditi Choudhary @AditiRajasthan
9K Followers 3K Following Talks about productivity, Business and self improvement
Dividend Dad @DividendDad1
10K Followers 239 Following 75K+ portfolio | Just a average Dad that enjoys investing, hanging out with my kids, and telling Dad jokes | Not a Financial advisor | PADI = $2000
Arif @ArifSpeaks_
294 Followers 71 Following Growth Operator | Running the inbound systems behind SaaS personal brands that drive growth on autopilot.
The 6 Figure Checkmat... @6figurecheck
71 Followers 35 Following No vague advice. Just real numbers, mistakes, and lessons I’m using to scale from 6 to 7 figures.
Dad is FIRE, CFA 🔥 @DadisFIRE
2K Followers 169 Following 🔥Real FIRE (retired in my 40s). 💵3rd gen self-made millionaire + early retiree. 📊CFA Not selling anything. Credentials + 3rd Gen FIRE =🦄 worth following
Dane DeForest @DaneDe4orest
4K Followers 2K Following Believer in Jesus Christ. Bitcoin advocate. Market Cipher is the best trading indicator in the world. Spaces host. Connecting & networking people together.
alexsmindfuel @alexsmindfuel
37 Followers 53 Following Father. Learner. Sharer. Building real wealth, not illusions. Teaching what I’m learning: finance, stoicism, freedom.
Kevin Szabo @KevinSzabo14
44K Followers 814 Following •Premium X GhostWriter• Taking clients from 0 → 10,000 Quality followers in 180 days through Writing | Newsletter → https://t.co/UR1KVh7tXQ
Freedom Bill 💸🏖... @freedombill3
2K Followers 784 Following Freedom seeker 📈🌴💸: Trading stocks, dodging carbs, and chasing wealth + health. Family over fortunes…but why not both?
Mindset Wealth 🌟 @MindsetWealths
1K Followers 443 Following 🌟 Master Your Life • I will teach you how to become healthy, wealthy, and happy
Tiller @tillermoney
4K Followers 4K Following Your financial life in a spreadsheet, automatically updated each day. Track everything in one place, with everything customizable, easy templates, and no ads.
Option Starter @Optionstarter
81 Followers 84 Following Learning to build income with options, one trade at a time. Not a guru. Just sharing what’s worked for me so far. Posting what works (and what doesn’t)
SaveInvest_ETF @SaveInvest_ETF
3K Followers 1K Following 36, UK & India 🇬🇧Empowering your financial future with index investments and personal finance tips. Join me in the path towards financial freedom💹📈
Dividend Desi @DividendDesi
5K Followers 567 Following Broke during 2022 carnage of growth stocks and started my dividend stock investment journey. 2025 PADI 🎯$9000🧱 by 🧱. No financial advise. Do your own DD.
.b.r.o.t.h.e.r. @brother__mind
6K Followers 511 Following Helping you live a richer, deeper, more meaningful life so you can authentically say on your deathbed that you truly lived a good life.
KIP | Keep It Passive @KeepitPassive
741 Followers 345 Following Living a simple life while enjoying my 9 to 5 job. Sharing my journey to Financial Freedom by investing! Check back on me in 2030! 🏡🏡
Michael | Stock Spotl... @invest091
2K Followers 810 Following Host of Stock Spotlight — sharing quality growth ideas, factor investing insights & alternative strategies.
J S Balicki @JBalicki84
983 Followers 953 Following Empowering Financial Freedom | Transforming professional salaries into wealth with proven, simple steps. Follow for actionable financial insights.
FreedomFi @freedomfi_
186 Followers 388 Following VP of Marketing in fintech | Building financial independence by 40 | Sharing my systems, strategies and mindset to escape the grind
Monaco Freedom @MonacoFreedom
3K Followers 278 Following | 30 | Dad | Gold | ETF’s | Real Estate | Pay Cash | Credit is Overrated | Not a Financial Advisor |
Andri @AndriInvests
182 Followers 100 Following Futurist & investor | Minimum wage to financial freedom | Unfiltered
| The Freedom Arch | @TheFreedomArch
396 Followers 167 Following Exiting the grind, mastering money, and building freedom. Options income + Intentional living . Not Financial Advice
YodaStocks @YodaStockInvest
7K Followers 526 Following 📈Growth stock investor: $AMD $HIMS $FUBO $SOFI $HNST $OSCR 🧠Stock thesis, projections, investing mindset 💉Medical student with a passion for investing
Dissecting the Market... @dissectmarkets
8K Followers 1K Following Contrarian Investor | Finance Blogger | Dividend Investing | Geopolitics | Web 3.0 | Not Financial Advice
LifebytheNumbers @lifebythenumber
126 Followers 130 Following Multifamily Real Estate Investor | Engineer | Pursuing Financial Independence through Leverage and Value-Add Strategies
Dividend Diplomats @DvdndDiplomats
41K Followers 3K Following Two 30 something dudes who are blogging about #Investing, #Frugality, Passive Income & attempting to Reinvest Our Dividends to Financial Freedom!
Inner Peace Vibe @Inner_PeaceVibe
3K Followers 916 Following Mindset. Health. Wealth. Superhuman routines = financial freedom. Start your upgrade 👇
Otis Mcalhany @CoachMacHTX
3K Followers 7K Following Head Coach @EmeryBaseball. Athletic Performance @EmeryJags. Personal Finance Teacher💰💰 @TwelveBaseball Staff. @SalemBSBL Alumni. REI🏠🏠*Not Financial Advice*
The Inner Yield @TheInnerYield
200 Followers 271 Following Helping others create systems, habits & mindset for calm, clarity & cash flow | Positive Psych & Wellbeing | NLP | 15 yrs in Finance I Not Financial Advice
1099 income @jakobe0909
7K Followers 581 Following Help others 🙏 get paid 💸 self Improve 👑 not financial advice
Market Participant @amktparticipant
6K Followers 691 Following Replacing my paycheck with passive income 💰💰💰
Seb's FIRE Journey @SparkingFIRENC
3K Followers 865 Following Currently 30 and on a journey to be work optional by 40 | Financial Independence Retire Early
Portfolio Parrot 💸... @PortfolioParrot
3K Followers 1K Following 📈 Simplifying Wall Street for 9–5 investors | 💸 Uncover the stocks institutions are backing → https://t.co/EIFk5Vc0ob
Ben Carlson @awealthofcs
288K Followers 737 Following Trying to bring some common sense to the world of finance. Book: https://t.co/c53AckMaZF Podcast: https://t.co/GrhZZzIjLv
Money Quotes @MoneyQuotesX
37K Followers 9K Following I’m passionate about sharing insightful, motivational quotes on money, wealth, and financial wisdom.
Morgan Housel @morganhousel
594K Followers 797 Following Author, @collabfund, director at Markel Group. Nice to see you. New book: https://t.co/7VCSEPR6nG
Grater U @Grateru5
511 Followers 736 Following Money is a tool that God gives us. TRUCKING 🚚 N TRADING 📊 2 sharpen https://t.co/gnQkLMMUlJ https://t.co/QyauP12XsQ
Cashews @BostonCashews5
11K Followers 9K Following Hockey fanatic. @Avalanche & all Colorado Sports 🏒 Can talk all NHL. You’ve got air in your lungs, use it for good 👊🏼@sportcoin1 certified 🏆 @Novig
Fred Passelli, CPA @FPasselli94
2K Followers 3K Following CPA | Landlord | Stocks | Crypto | Adjunct Professor | Accepting new Tax Planning, Tax Preparation, and Bookkeeping clients | [email protected]
Outdoor Finance @OutdoorFinance
3K Followers 412 Following 30 | Engineer | Passionate about personal finance and the Great Outdoors.
Dividend Rob @DividendRob
6K Followers 567 Following “Do you know the only thing that gives me pleasure? It’s to see my dividends coming in.” – John D. Rockefeller
think like a real est... @ThinkAppraiser
22K Followers 3K Following Follow me. Real estate appraisals, investing, house flipping, in-state rentals, out-of-state rentals, residential development, stocks - E-Book avail.
Northern Saver @NorthernSaver
598 Followers 618 Following 25 | Aspiring for Financial Freedom 🌍 | General Life Posts 🏋️🏡 | Not financial adviceTrends for United States
3.324 posts
44,6 B posts
10,3 B posts
69,8 B posts
622 B posts
86,9 B posts
211 B posts
2.224 posts
3.190 posts
1.402 posts
2.496 posts
1.607 posts
77 B posts
6.775 posts
You might like
Elon Musk
@elonmusk
225.4M Followers
Barack Obama
@BarackObama
130.6M Followers
Cristiano Ronaldo
@Cristiano
115.8M Followers
Justin Bieber
@justinbieber
108.9M Followers
Donald J. Trump
@realDonaldTrump
108.8M Followers
Rihanna
@rihanna
107.6M Followers
Taylor Swift
@taylorswift13
93.7M Followers
NASA
@NASA
87.8M Followers
Lady Gaga
@ladygaga
81.7M Followers
YouTube
@YouTube
79.0M Followers
Kim Kardashian
@KimKardashian
74.4M Followers
The Ellen Show
@EllenDeGeneres
73.2M Followers
X
@X
68.9M Followers
Virat Kohli
@imVkohli
67.9M Followers
Bill Gates
@BillGates
66.4M Followers
Selena Gomez
@selenagomez
64.9M Followers
Neymar Jr
@neymarjr
63.9M Followers
CNN Breaking News
@cnnbrk
63.9M Followers
CNN
@CNN
63.7M Followers
Justin Timberlake
@jtimberlake
59.2M Followers