Simon Lambert @_simonlambert
This is Money Publisher and podcaster and run MailOnline's finance, property and motoring. Views all mine. A fan of snowboarding, skating, surf and cars. thisismoney.co.uk/money/columnis… London Joined January 2010-
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How do some decisions ever get made? Who sits down and thinks: 'I know what will go down well, we'll scrap FA Cup replays'. Is there a crack team you get in for this kind of decision? Did they also come up with the pasty tax?
What are Microsoft, Novo Nordisk and TSMC doing in an income investment trust? My Investing Show interview with Saints' James Dow who argues that you need to invest for income AND growth thisismoney.co.uk/money/investin…
Watch out for this scam when using Booking. com (which I do regularly and find to be very useful) scammers cutting into the messaging system to tell you your booking may be cancelled. I know because it happened to me and I nearly fell for it. thisismoney.co.uk/money/beatthes…
Round the corner from my old home
The old normal continues: interest rates above inflation. How long can we stay there? I don't think the Bank of England MPC looks particularly keen for a cut - but will it hold firm when a bout of disinflation hits?
A quick personal finance lesson: Don't presume you've done stuff, check. I logged into my work pension to look for something, randomly clicked on the Manage Beneficiaries button... I had no beneficiaries saved. I'm married, with kids and definitely need beneficaries. Check yours.
This is a very fancy new report on rents from the ONS with some great data to dig into - we'll be doing plenty of that in days to come for readers ons.gov.uk/economy/inflat…
House prices don't always go up - as this readere question shows - be careful what and where you buy and what you borrow to do it. thisismoney.co.uk/money/mortgage…
NEW Britain's motoring lobby group the @SMMT has insisted that an unprecedented 2,000% increase in car exports to Azerbaijan has NOTHING to with Russia and is explained by the fact that this former Soviet state is a “flourishing market in its own right”. This is rather... odd 🧵
Just seen the Severn Bore is trending. If you've got any interest in surfing and 15 minutes to spare watch this Severn Bore episode of Dylan Graves' fantastic Weird Waves series - it will put a smile on your face youtube.com/watch?v=t5d3nD…
Another two UK stock market takeovers today of Mattioli Woods and DS Smith - and the buyers aren't even waiting for their British Isas
Tons of interest from our readers on the British Isa - here is @helen_kirrane with what we know so far thisismoney.co.uk/money/diyinves…
Why fix a tax trap when you can kick it down the road? My thoughts on Hunt's missed opportunity Budget thisismoney.co.uk/money/bills/ar…
So nothing big we didn't already know about in the Budget.... Which means we are nailed on for an Autumn statement with more tax cuts before any election. Perhaps they will finally fix the thresholds then
So, it seems rather than fix this Mr Hunt just decided to shove the blue lines along a bit
If the child benefit removal threshold had risen with inflation since it was introduced it would be £67,000
Interesting to see how the Great British Isa works. Does a UK investment trust count? If I have £5,000 of UK stocks in my Isa, can I pay another £5,000 in and buy overseas stocks? What's to stop people investing an extra £5k in UK stocks, then switching later? Etc.
The rise to the VAT threshold from £85,000 to £90,000 is a pittance - especially when you consider the 14.5 per cent inflation over the past two years. £100k would have been a much fairer move.
If Jeremy Hunt's Budget put stuff back where it was before Boris was elected, we wouldn't really be any worse off. This is the squeeze on tax thresholds over five years when inflation has been 22%
Paul Lewis @paullewismoney
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37K Followers 366 Following “The 🄱🄱🄲’s favourite property expert" Buying agent with 40 yrs in the business. Bid on a house a week, buy £100m worth a year. 🤖, 🧌 & 👙accounts blocked.Mark Dampier @MarkDampier
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894 Followers 215 Following Senior Money Reporter at @Telegraph covering tax and investmentsHelen Morrissey @Pension_Helen
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168 Followers 272 Following Former CEO of Andrews Property Group, only UK property group owned by a Charitable Trust. Working to build the Most Trusted and Admired business in our sector.BuiltPlace @BuiltPlace
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1K Followers 2K Following Business reporter @DailyMailUK • 📧 send me things about shops and pubs @ [email protected] • prev @cityam @morningad𝙷𝚒𝚌𝚔𝚖�.. @shagbark_hick
25K Followers 720 Following 𝐀𝐝𝐢𝐫𝐨𝐧𝐝𝐚𝐜𝐤𝐞𝐫, 𝐛𝐨𝐨𝐧𝐝𝐨𝐜𝐤 𝐠𝐞𝐨𝐠𝐫𝐚𝐩𝐡𝐞𝐫, 𝐢𝐧𝐜𝐨𝐫𝐫𝐢𝐠𝐢𝐛𝐥𝐞 𝐯𝐚𝐠𝐚𝐛𝐨𝐧𝐝. Writing at https://t.co/9HfOJjRNNwleahmontebello @leahmontebello
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3K Followers 2K Following Journalist at @WhichMoney covering credit cards, money saving tips, pensions and wills. Also help produce the Which? Money podcast. Views always my ownDanielle Richardson @danielle_r
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4K Followers 421 Following Travel Correspondent @TelegraphTravel; @PressAwardsUK Travel Writer Of The Year 2024. Visitor of 96 countries & 37 US states. Proud European. All views my own.Institute for Fiscal .. @TheIFS
61K Followers 0 Following Britain’s leading independent economic research instituteSharon Lougher @sharonlougher
986 Followers 2K Following Former Head of Features at Metro newspaper.Jon Moses @jm0ses
10K Followers 4K Following writer & campaigner @Right_2Roam 🌳🥾🌱 WILD SERVICE: Why Nature Needs You (Bloomsbury, 2024) 🌳🥾🌱 Pre-order now: https://t.co/HolggELa0Q@_simonlambert You can guarantee that they get paid more than 99.99% of the people on the terraces that this affects. I've never heard clubs argue that they play too many far flung European games.
I’m going to give this chunk of metal another blast, in daylight when it’s legible. A probably overdue thanks to @benross01 for a working relationship that is now longer than many marriages. And thanks to the @TelegraphTravel crew who help put words on pages. No i in team, etc.
@_simonlambert It's the one thing that really, really threw me and made me quite angry when I moved down here from Scotland. Whole swathes of land you simply aren't allowed to traverse - something entirely wrong about it
Great to see @Tanya_Jefferies @thisismoney recognised for tireless campaigning over the endless problems faced by people who try to top up their state pension only to find their money has disappeared into an abyss...
We’re delighted to announce the #HMAwards24 shortlist for Campaign of the Year, sponsored by @InstinctifPtnrs! Congratulations to @MailOnline, @MoneySavingExp, @PortfAdviser, @thetimes & @thisismoney 👏 tinyurl.com/dxtr4nt8
The Banksy Tree Watercolour, 2024 #art #painting #banksy #hornseyroad #streetart #FinsburyPark #watercolour
I’ve written the cover story for this week’s @IChronicle Always brilliant to be back in this amazing magazine. Spent 7 years there as personal finance editor earlier in my career. In the feature I trawl through investment platforms’ rated lists to find the most popular…
Think we need to raise that triple lock to a quadruple lock based on mortgage interest inflation
Half of new mortgages taken out in last 3m of last year had 30 year terms. 40% of those taken out in same time period were by those who will be over state pension age by end of term. It’s not v encouraging.
@_simonlambert Now make sure the wife has you down 😉
Imagine taxes being this low.
NYC just isn't worth it anymore. I heard a story last night about a guy who works at a large financial institution and is losing money by working in finance in NYC. He has an MBA from a top 3 school, he’s a military veteran and an ‘A’ player. Here is the breakdown: 👇…
Thrilled to be shortlisted in the ‘Expert of the Year’ category for the prestigious #HMAwards24 🏆 Good to be in esteemed company on the shortlist. Good luck guys - mainly me! #personalfinance #Awards
We're pleased to announce the #HMAwards24 shortlist for Expert of the Year! Congratulations to @hortensebioy, @dannihewson, @jasonhollands, @D_Hollingworth, @Myron_Jobson, Rachel Springall & @stevewebb1 🏆
So nothing big we didn't already know about in the Budget.... Which means we are nailed on for an Autumn statement with more tax cuts before any election. Perhaps they will finally fix the thresholds then
The UK tax system is a hideous complicated mess. Imagine if instead of cutting NI, Hunt merged it into income tax. Or if he sorted out VAT. Or dealt with the income tax threshold thing. Or aligned taxes on gains and income. Or anything at all that made it easier not harder..
My daughter's record collection, book ended by one of the three albums that I bought in HMV Norwich, in the January sale, with the money I didn't spend on a cab home Christmas Eve 1985. Eleven miles, forced march, in the snow. Nothing is written.
If the Chancellor's looking for tax cuts, then this list makes a lot more sense than 2p off income tax or national insurance:
Jeremy Hunt needs a clear out: What would you stick in the stupid tax box and bin? This week's @thisismoney podcast on what could and should be in the Budget with me, @GECFrost and @lee_boyce thisismoney.co.uk/money/podcast/…
Had an early morning meeting in London today. Car park was full of interesting old Mercs and a Honda with a terrible plate 🙈😂
Super SUPER rare M25 motorway spot. Bentley Continential Zagato GTZ!!! One of 9 ever made. £400k when new. Tiny mind: blown. (Photography thanks to @Mummytravels)
Advisory free MOT obtained. Think this might be a keeper. #saab
Thing about Capital Gains that people miss is that: realising a gain doesn't make you any richer. You have £100 of BT shares, and sell them you have £100 of cash. You buy LLOY with the cash, you have £100 of shares still. Why should you pay tax to switch from BT to LLOYDS?.
Tweeps questioning whether capital gains are income and, as I suggest in recent tweets, should be taxed as income. I take the view of the great tax reforming Chancellor Nigel Lawson who said they were and in his 1988 Budget, added them to other income and taxed them as such.
@_simonlambert Is 4%, not the new 2% just as is 3% interest the new 0.5% interest rate?
@TheSecretAcct @_simonlambert Some inflation is good for the economy. The 2% central banks target appears to be arbitrary as no one can adequately explain how or why they settled on that figure. Personally I’m happy with 4% with interest rates under control as well. 5% interest rate was average pre-2008