Doug Neufeld @Doug_Neufeld
29 year Mortgage Broker. Experienced expert on all mortgage programs to save you money. Over $1 Billion funded. Husband, father, friend & #Canucks fan for life. linktr.ee/dougneufeld British Columbia, Canada Joined February 2009-
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3 Canuck Wins, with 3 different goalies. Who would’ve predicted that?
Love it!
Capital gains are double taxation - a tax on top of a tax - and should be entirely abolished, not raised. It's important to remember that capital gains are paid on returns on investments that are made with after-tax dollars. A simple example: Imagine you earn $100 in income,…
NEW - First Time Home Buyers Changes 1. 30 Year Amortizations on Insured Mortgages - Effective Aug 1/24 - Applies to Newly Built Homes ONLY 2. RRSP First Time Home Buyers Plan Increase - Effective Apr 16/24 - Increased to $60,000 per borrower (current $35K)
Some nice Breaking News! CRA reverses course, exempts bare trusts from new regulations. Parents that consigned for their kids mortgages now don’t have to worry about filing a trust return. financialpost.com/personal-finan…
BC Budget Property Transfer Tax News - Effective Apr 1, 2024: - First Time Buyer PTT Exemption threshold increases to $835K from $500K (first $500K exempt from tax). - New Home PTT Exemption increases to $1.1M from $750K dailyhive.com/vancouver/bc-n…
5 year Bond yields approaching 90 day highs isn't good news for lower mortgage rates in Canada. US inflation data higher than expected is bad news for Canada. Everyone hoping for the BofC to drop rates will have to wait awhile longer.
With CDN economy slowing, Bank of Canada did as expected and kept rate the same today. Markets expecting lower rates in the future. Based on the 5 yr bond chart, we should see further drops in fixed rates as Christmas approaches. Lenders costs of funds down 1% to May 2023 levels
Fun game. If Tyler Myers was a healthy scratch I feel like Canucks really could’ve had enough to pull out a win.
Some good CDN rate news today: - Bond yields hit lowest point in last 4 months today. - Now .60% below their peak from 5 weeks ago. - US inflation is down, and even lower than expected - Should start seeing lower fixed mortgage rates this week
5 yr gov't of Canada bond yields hit a 7 week low today. Markets starting to think CDN & US gov't might be done with rate hikes. All bodes well for possible lower mortgage rates soon. We will see...
Goods news on bond yields (& mortgage rates), as they've hit 5 week lows today and have been trending down all week. Weak economic news had lead to this. Are we in a recession already...? Might inflation be cooling?
Bank of Canada holds steady, no change. Good news for worried borrowers, as we’re starting to see some economic stress. Could be end of rate hikes…but who knows.
Everyone is excited to see Daniel Ricciardo back in an #F1 car!
BofC raises policy rate .25%. Ironically this could be a good thing for lowering fixed mortgage rates as it might give markets the feeling the gov’t is really trying to get inflation inline. No doubt today’s increase will surprise some people. bankofcanada.ca/2023/06/fad-pr…
Bank of Canada keeps their benchmark rate unchanged. Prime remains at 6.70% as expected. They’ll continue to keep an eye on inflation indicators. I’d expect Prime to stay at current level for most of the remainder of 2023, market data dependent.
Bond yields have now plummeted since the beginning of this month and have matched lows not seen since July 2022. It will be interesting to see if we get some drops on longer term fixed mortgage rates this week.
This guy clearly comes from a great family. Seems to indicate great character as well. Love this.
Bank of Canada increase key rate .25% as expected. However they state this might be the end of increases. Prime should hit 6.7% by days end. bankofcanada.ca/2023/01/fad-pr…
As we ponder the fact the Bank of Canada has increased rates by 4% so far in 2022, it's not comforting to listen to their projections from 2 years ago. youtube.com/watch?v=WXvEop…
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Amazing what happens when you get pucks and players to the net. If Canucks actually win this, people will remember this game from Brock Boeser forever.
For 10 yrs + on MT we’ve warned about the threat to our standard of living of falling GDP/capita. Now the Bank of Canada calls the decline in productivity an “emergency” that can force higher interest rates while limiting wage increases for Canadians. Newsflash –it doesn’t matter…
Never has a caption in a meme been more accurate:
How a South Surrey couple found love in their nineties … What began as a bus trip meeting eight months ago has blossomed into an inseparable romance for senior couple vancouversun.com/news/local-new…
It's hard to fault the #Canucks coaching staff for any of their decisions this season but their continued refusal to put Nils Höglander on the second power play unit baffles me.
Teslabot tests the bulletproof capabilities of Cybertruck 😂 #Cybertruck #TeslaCybertruck #Tesla #Teslabot
Quinn Hughes is disgusting
Just sit back and enjoy it. You deserve it. (Also that's not your Discord that's @Nexus1984 reacting to the goal lol)
Boeser catching his stick after Ceci angrily sends it flying in the air is the best part of this goal....ice cold #Canucks
This Lucy Claire Illustration sums it up beautifully 💔🫶🏻 RIP Matthew Perry #sadtimes
Nice try, @MercedesAMGF1. 😂 Lando had to pass it on to @ScuderiaFerrari's new trophy... 😅
You'll notice how after the Oilers scored, not a single Canuck player decided to slew foot an Oiler player.
The prescription I *wish I had written 10 years ago 🥩Eat more meat Lift more weights Connect with nature Prioritize sleep Love harder Travel Challenge your brain Eat more healthy fats Ditch sugars ⏰Eat less often 💯These recommendations trump 95% of my prior rhetoric
Story time with Phil (me:) Enjoy 😊