Gagan Jhajj @GaganJhajj1
Lloyds Banking Group. Soton and WBS alumnus. First Aider. Tweets about fintech, digital, banking, innovation, customers, strategy and the economy. Views my own. London, England Joined July 2014-
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.@LloydsBank expects #houseprices to rise and #mortgage rates to fall in 2024, representing positive news for #homeowners and those trying to get on the #property ladder. The bank expects the BoE to cut #interestrates three times this year standard.co.uk/business/lloyd…
Higher than expected government #borrowing has reduced the scope for pre-election #tax cuts, analysts say. Government interest payments could also be higher than expected, given #interestrates are no longer forecast to fall as quickly bbc.com/news/business-…
The #FTSE100 has reached a new record closing price, driven by a weaker $GBP and easing tensions in the Middle East bbc.co.uk/news/business-…
The prospect of a summer cut in UK #interestrates has receded after the Bank of England’s chief economist warned that a strengthening UK #economy could lead to a rebound in #inflation theguardian.com/business/2024/…
At least five leading #lenders have increased rates on their fixed-rate #mortgage deals today in response to Bank of England #interestrate expectations, adding to pressure on #homebuyers and those looking to #remortgage theguardian.com/money/2024/apr…
#Firsttimebuyers are facing the toughest conditions in 70 years to buy a #home, according to a report by @BSABuildingSocs, which suggests the #housingmarket needs to change. #FTBs face the dual struggle of raising a #deposit as well as paying a #mortgage bbc.com/news/articles/…
UK #inflation eased from 3.4% in February to 3.2% in March. #BoE governor Andrew Bailey has said he expects a sharper fall next month. Financial #markets had predicted a larger drop and expect the latest #data to push back potential #interestrate cuts theguardian.com/business/2024/…
.@CoventryBS has agreed a potential takeover of @CooperativeBank in a deal worth up to £780m. The #acquisition will see the building society take on the bank’s 3 million #customers; and will make it the UK’s 7th largest #lender bbc.com/news/articles/…
The #ECB has held #interestrates at 4%. Amid weak #economicgrowth and with #eurozone #inflation continuing to fall, the ECB sent an even clearer signal that it may be preparing to cut rates at its next #monetarypolicy meeting reuters.com/markets/europe…
#BoE policymaker Megan Greene has said that, despite encouraging news on UK #wagegrowth and #services in recent months, #interestrate cuts should still be a “way off” as the risk of #inflation persistence remains high telegraph.co.uk/business/2024/…
Just 42% of the UK population know how to contribute more into their #pension, according to new #research from @LloydsBank. Lloyds Banking Group has launched Ready-Made Pension to make saving for #retirement easier lloydsbankinggroup.com/media/press-re…
14% of UK adults are not coping or finding it difficult to cope financially, according to @TheFCA research. Single adults with financially dependent children, #renters and #ethnicminority adults are among those who are more likely to be struggling aol.co.uk/news/groups-pe…
Despite an improving picture, millions of people are still struggling financially according to our #FinancialLives research, so support from lenders is vital. #MortgageLenders #CostofLiving Read our findings fca.org.uk/publications/f…
Our new stronger protections for borrowers build on existing requirements on lenders to support customers struggling to keep up with repayments.#CostofLiving #FinancialSupport #FinancialStruggle ow.ly/Btpw50RbZxO
More than 7.4m people in the UK struggled to pay a bill or a credit repayment in January, according to @TheFCA. The regulator is reminding #consumers in financial difficulty that #lenders are obliged to listen to #customers’ concerns theguardian.com/business/2024/…
Thursday 28th March was the biggest day for new sellers coming to the #housingmarket so far this year, and the third biggest day since August 2020, according to @rightmove, as potential sellers hoped to capture buyers across the #Easter weekend mortgagestrategy.co.uk/news/rightmove…
UK #houseprices fell by 1% in March, according to @HalifaxBank’s house price index. An uptick in #mortgage costs since the start of the year and uncertainty about when the #BoE will start cutting #interestrates have impacted the #property market theguardian.com/business/2024/…
#Copper prices are at record highs. Citi expects “positive demand-supply dynamics” to drive the price to $12,000 per tonne within two years cnbctv18.com/market/commodi…
The price of #XAU has passed $2,300 an ounce for the first time, driven by concerns about #inflation and expectations that #interestrates will start to fall this summer. Bank of America forecasts that #Gold could rise to $2,600 an ounce in the medium-term thisismoney.co.uk/money/markets/…
The UK government has reduced its stake in NatWest to 29.82%. The reduction leaves the government with a stake worth just under £7bn. The government had been selling down its stake slowly but it has accelerated the process in recent months news.sky.com/story/governme…
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5K Followers 3K Following FinTech Talents is a community of over 200,000 dreamers and doers representing the full fintech ecosystem.@GaganJhajj1 Thank you for joining us for the panel Gagen! We appreciate your insights :)
It was a huge pleasure to have @LBGplc join us at our #Birmingham street feed yesterday evening 👏🏾 we thank you for your ongoing support #LloydsBankingGroup #ServingHumanity #ThankYou
Over 10K people attended todays Vaisakhi celebrations in Coventry, an amazing day to connect with our communities. Thank you to everyone who helped organise the event, plus local places of worship for their continued support. @CoventryPolice @StokeWykenWMP @FoleshillWMP @WMPolice
Great to see both stages full throughout the day! Lunch went down a treat. Our analytics show a great number of meetings and connections already. Next up is buy now pay later, crypto lending, modern credit/debit cards, and much more @moyle_l
@GaganJhajj1 @HSBC_UK Thanks so much for visiting and sharing your insights!
Aon’s UK Multicultural Network, in collaboration with the Sikh Network at HSBC and the Multicultural Network at NatWest Group, are proud to present a virtual event in celebration of Guru Nanak Dev Ji’s Gurpurab: Follow the link to regiser: aon.io/3FktWPn
Happy Diwali to all our customers and colleagues. However you’re choosing to celebrate this year, we’re wishing you a happy and healthy Diwali.
@GaganJhajj1 @stjohnambulance @wmasrobmoore It was great to work with you Gagan on the Care Course - thank you
#mysjaday Great team work on the care course here in Coventry @HelenHogan @GaganJhajj1 @WestwoodJemma @CovLINKS
@GaganJhajj1 Hey Gagan. Good luck to all the graduates and interns starting their next level of learning 👍 It never ends - which is a good thing 😊 ^JC
@GaganJhajj1 @WarwickBSchool @HSBC_UK Delighted to have you back at WBS @GaganJhajj1 - very rewarding to hear your story and willingness to give back to our community. Great insights shared with the new students ahead of the intensive two weeks of #businessinpractice 2019 @WarwickBSchool Thank you!
Thank you for coming!
Extremely grateful to have been invited back to @WarwickBSchool to share guidance and advice with current masters #students. Enjoyed explaining how I apply the #skills gained during my masters degree in my role on the @HSBC_UK #RetailBanking and #WealthManagement graduate scheme
@GaganJhajj1 @WarwickBSchool Congratulations! 🎓😃👏🎉 #warwickgrad
Delighted to have been part of this great experience and nice when you see your hard work being recognised Thank you @GaganJhajj1 Best of luck with all your future endeavours x.com/gaganjhajj1/st…
Had a brilliant 2 weeks participating as a #Finance Director in the highly immersive @IndustryMasters business simulation at @WarwickBSchool. Thank you to the course director @jm_baptista
Unleashing the new @FishOnToast @SpawnSoton #awesome
Join us at our #digital #marketing and #branding event with @moov2 on Thursday 17/03 at 6pm in Building 58 Room 1067 @SotonBusiness @ECSUoS