TD Leaker @TdLeaker
Wealth comes from a rising standard of living through real income growth, not phantom wealth predicated on credit. Toronto, Ontario Joined February 2023-
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The era of enduring is over. Gen X accepted it blindly. Gen Z is a different breed. With a resolve to just stand up and say, fuck you. I’m happy renting. I’m happy working at a café. I’m happy with a cat and a plant, I don’t need kids. The foundation has changed. Gen Z is not…
Which is better? A) Your house goes up in value. You can keep borrowing from it, and continuously pay the bank interest? And that will enable you to borrow money for your kids down payment so they can overborrow and be a slave till they die. B) Your house value stays the…
What does a downtown bachelor cost today? This equals $805/m now in 2024. That was 1978 under Trudeau v1.0.
1700 sq ft condos where the terraces are bigger than todays family homes the government are building. $219 k in todays dollars. 1978. When bank accounts paid 9.25% interest. Fleeced much?
What are you doing about the scumbags that made millions selling immigration passes into Canada? Surely this needs to be fined and clawed back. What have you done to stop the blatant profiting off of selling immigration passes to Canada? Surely all the records exist.…
What are you doing about the scumbags that made millions selling immigration passes into Canada? Surely this needs to be fined and clawed back. What have you done to stop the blatant profiting off of selling immigration passes to Canada? Surely all the records exist.…
Rent peaked July 2023. Rent prices slowly correcting. Interest rates continue a steady long term trend up into long term ranges. As an owner, if you have $1m equity, you could cash out and your earnings from (increasing) interest will more than pay your rent costs. Risk is…
This is how house prices go down in the presence of higher interest rates. Material costs are also down. This is how first time homebuyers can maybe eventually have a shot. And speculators will be locked out. This is how natural markets work. And correct themselves. But… The…
This is how house prices go down in the presence of higher interest rates. Material costs are also down. This is how first time homebuyers can maybe eventually have a shot. And speculators will be locked out. This is how natural markets work. And correct themselves. But… The…
Getting whispers of a “use it or lose it” act around vacant land. Anyone have more deets?
How much would this house be if Houston was in Canada? What Canadian city is equivalent of Houston?
If Justin Trudeau keeps saying Diagalon or Alex Jones I may have to google them to find out what they are. I’m scared of corrupting my algorithms though.
Excessive greed layered like an onion. Banks at the core. Government. Speculators.Industry professionals. Etc,
Excessive greed layered like an onion. Banks at the core. Government. Speculators.Industry professionals. Etc,
Here's a practical and straightforward guide to quickly reducing credit card debt: Open a Line of Credit (LOC): Consider opening a line of credit, such as one offered by CIBC, which can function similarly to a checking account. Consolidate Your Balances: Transfer all your…
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@TdLeaker This mindset is passing onto professionals who looking at early retirement. Very frustrated in teaching our new generation. As long as you come to work on time and put in your 7-8 hours of work, you'll an "all-star" in any company.
Pretty sure we are about to undergo a deflation pulse.
The alarm bells are sounding 🚨🚨🚨
Gold is collapsing along with Oil, a very good sign things are about to get spicy.
@TdLeaker The people at the end of the ponzi start to see it’s a pinzi and simply stop buying into the ponzi. Simple really.
@TdLeaker In fairness, a lot of Gen Z are still living with us Gen Xers. I'm not sad about that, having a close family connection is great. I know, unpopular opinion.
Anyone saying markets are going higher without a correction/recession is betting against a 125 year trendline.
A straight line drawn from 1899. If you think "this time is different" I have news for you. Dow Jones
@TdLeaker Screw this, gen x has been fighting the boomers longer than anybody.
@TdLeaker You're wrong. They ache to have meaning and stability - at least the ones I know do.
@TdLeaker Not sure about this. I work with Gen Z and they are more entitled and complacent than even Millennials. Zero interest in anything outside of memes, tik tok and games. No attention span either
@TdLeaker Robots armed with AGIs from all of our past accumulated knowledges vs sensitive meme lords n ladies who r well versed in pronounce politics?? I dunno about the odds of our race, lol...😅😬
@TdLeaker GenX did not accept it blindly -- there was simply better wealth distribution when we grew. And the vision and ability to plan was much more stable. Oddly I am connecting the above said to the high-urbanization rate, the technology pace, and the short-term thinking horizons.
@JustinJ64640674 @TdLeaker The americain dream of a Golden retirement is dead , Children listen to what we dont want them to and they dont when its time too .
@TdLeaker Many homeowners think A) makes them rich. The only ones who should want A) are investors, speculators and those who bought at the peak of the market.
@TdLeaker Gen Z + AI will force mass job automation which is good. To many men sitting at jobs that are not essential to society. Automate all easy jobs, force men back into trades and building homes + infrastructure, and make women go back home and make more babies.
@RexNhongo2 @TdLeaker The reality of what transpired and the consequences of those actions taken have led us to where we are today
@TdLeaker Hey, I did a meme for that!
@TdLeaker I say this to my parent all the time . They dont get why my daughters doesnt seem to care . That Generation already figure it out . Its a shit show and they know it .
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