Ian Wright 🏠 @eazy253
Mortgage Lending in 27 states | Helping Educate Homebuyers | Explaining Loan Programs you can use | Bay Area Sports fan.🤝🏠 NMLS #188395 Bay Equity NMLS #76988 bayequityhomeloans.com/ian-wright San Diego, CA Joined April 2009-
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𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗻𝗴 𝗥𝗲𝗻𝗼𝘃𝗮𝘁𝗶𝗼𝗻𝘀 on rentals is much easier than on owner-occupied homes. The reason? Lenders can consider it a "Business Purpose Loan" on rentals. Doesn't have to meet Ability to Repay (ATR) requirements from the Dodd-Frank Act of 2010.
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Large Bank Deposits cause delays during real estate transactions. So before you buy, choose an account you'll use for the Down Payment & Closing Costs. Avoid making large deposits in this account for 2-3 months before buying a home. Paychecks from your W2 job are fine.
Use your Tax Refund to create an 𝗘𝘀𝘁𝗮𝘁𝗲 𝗣𝗹𝗮𝗻. Then add your home to the 𝗟𝗶𝘃𝗶𝗻𝗴 𝗧𝗿𝘂𝘀𝘁.
Temporary vs. Permanent Rate Buydowns📉 Whether you're aiming for short-term savings or long-term stability, these strategies help lower the payment on your home purchase. Important to understand how these work in today's real estate market.
Not a good sign when a Credit Union ONLY offers a 15-Year Fixed mortgage. Homebuyers need programs that fit their situation and goals.
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@realestatedude0 Maybe it’s more of a reflection on the buyers of these deals but you’re not a serious investor or buyer if you aren’t scouring the MLS everyday. I’m very pro wholesale fwiw
Wholesale real estate event at my building. What my lender told me early on. Bunch of young kids here. What I live by. Sell to survive Flip to build capital Buy and hold to retire
@GottliebShow Inside the NBA is the best sports show on TV. Not a hot take
“We’re not even sending y’all to Cancun. Y’all quit. Drive your ass down to Galveston” Chuck has had enough of the Pelicans
I roomed with @paulpierce34 at ABCD camp in ‘94… he told me then “I’m gonna be a hall of famer, just watch”
21 years ago today, The Truth @paulpierce34 vs Al Harrington! 37 PTS | 10 REB | 7 AST | 48 MINS
Yall remember this lineup😂
@BarstoolBigCat Pete Rose, definitely. It’s beyond time.
Updated To Do List After Reggie Bush Got His Heisman Back 1. Pete Rose HoF 2. Barry Bonds HoF 3. Louisville’s national title 4. Armando Galarraga perfect game 5. Stop mentioning the Bears could’ve had Mahomes 6. Make Day after Super Bowl a national Holiday 7. Statue for Joey…
@FootbaIl_Tweets Is babe Ruth getting his 1985 mvp back?
Haney vs Garcia reminded me a lot of my fight against Cotto. I was a little sharper than Devin was at his age. Ryan may not have been the same level of Cotto but the clash of styles is what really caught my eye. Final thoughts on Garcia’s win: youtu.be/6rqJVgmCHcA
“Motherfucking asshole, YEAHH” LMFAO Luka is a fucking madman
Make more offers, get more deals That’s how this game is played I’ve gotten calls back months later to see if I’m still interested Make the offer, just make the offer, you might get a great deal that could change your life
I put an offer on a property 3 weeks ago. Heard nothing. Assumed it was rejected. Now, yesterday, the seller started asking for stuff from me 🤷♂️
This is the most spot on Texan view of Texas
Who agrees with me? #boxing
Couldn’t help myself. Will re-block shortly. lol.
I use ChatGPT to expand any "tip" I share in 3 ways: • Add benefits • Add a personal story • Add step-by-step instructions Makes every piece of advice 10x easier for the reader to apply.
Seeing this OKC crowd reminds me of these demons hitting daggers 💔
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