Matt Ragudo CRPC®, CLTC® | Ex-Financial Planner @mattragudo
I help post-exit affluent clients and their advisors navigate Medicare & Health Coverage with independent, white-glove support. Anti-Insurance Agent Texas Joined May 2010-
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Why is it that when we have out of industry or adjacent industries give a testimony for another industry we tend to believe it whole heartedly? Like when your doctor tells you to go with a certain insurance company? Or a financial advisor sends you to an estate attorney?…
I don’t think people understand that fixed indexed universal life insurance has so many fees that the zero floor really costs something meaningful. My IUL has an additional two fees above the life insurance fee.
Take a look at Direct Primary Care! No charge for in office procedures including simple lacerations and wound care. Would have cost you less for 6 years of DPC membership for comprehensive primary care service, same-day/next-day appointments, telehealth, 80-90% discount cost on…
Take a look at Direct Primary Care! No charge for in office procedures including simple lacerations and wound care. Would have cost you less for 6 years of DPC membership for comprehensive primary care service, same-day/next-day appointments, telehealth, 80-90% discount cost on…
Have you ever noticed how, in America, the doctor is the only person in the entire transaction who doesn’t know what they’re allowed to charge? For example, if you break your leg, the surgeon fixes it, and then three months later, the insurance company mails him a letter…
After 10 years in Medicare & health insurance, I’ve found 3 of the most misunderstood facts you need to know:: 1. "Coverage" isn't guaranteed. Just because you're suffering and your doctor orders a test/treatment, doesn't mean YOUR insurance will pay. 2. Premiums aren't…
There is really only one kind of Life Insurance worth buying: Term Life Insurance It's cheap ($1mil for just over $1k a year at 40, for 30 years) Buy lots (you're income should go up so you should have more to insure) Keep it till age 65+ (So you can sell it)
I feel like we're living in a virtual experiment.... Data and the Scientific Method Vs. Conspiracy. And Conspiracy is winning.
Humana just royally screwed over all their Medicare Insurance Agents
Today is a bad start. I’ll acknowledge that. But I’m going to make it a great day.
Finding a new Direct Primary Care Team seems like a very complex process. How can you make sure your patient is the right fit? @Steelmanmedical
I don’t know where people started to think they knew anything about finance.
I don’t know where people started to think they knew anything about finance.
It’s bad. But canceling insurance is not advisable. Not because I want you to pay into a broken system, but because if you’re on the hook for a $100,000+ medical emergency, you and the hospital will fight tooth and nail to get your insurance company to pay.
It’s bad. But canceling insurance is not advisable. Not because I want you to pay into a broken system, but because if you’re on the hook for a $100,000+ medical emergency, you and the hospital will fight tooth and nail to get your insurance company to pay.
What do I stand for? I stand for the underdog. I stand for workers. I stand for the people who can’t stand for themselves. I stand for facts. I stand for taking care of others. I stand against bullies. I stand for America. If it feels like the loudest voices don’t represent…
Hey @USPS something was on my informed delivery but wasn’t in my mailbox. What can I do?
Open enrollment is coming soon for Health Insurance. My own as well. Would it help if I walk through what I do?
I'd suggest running a further study to see if Medicare Part D would be better served by just having Mark Cuban Cost Plus Drug Company to handle all tier 1-2 meds. Excerpt from study: Objective: To assess potential Medicare cost savings if Mark Cuban Cost Plus Drug Company…
🚨 NCPA is out with a new statement from CEO @RPhDouglas bashing the PBM lobby's reported plan to strike a deal with the Trump administration that would let its members regulate themselves. "If this news report is accurate, we would strongly urge the administration to reject this…
The solution isn’t directly more insurance, it’s innovation that makes 80 or 90% of healthcare too cheap to ensure. Then solving the insurance piece becomes drastically more straightforward.
The solution isn’t directly more insurance, it’s innovation that makes 80 or 90% of healthcare too cheap to ensure. Then solving the insurance piece becomes drastically more straightforward.
If you think Health Care is the same for everyone let me tell you simply: It's not. Direct Primary Care Direct Specialty Care Concierge Care Executive MD If you're unhappy with your current set up, and want to find a Physician who is actually your Partner and not some cog in…
Medicare is confusing, health insurance is confusing. What would make it less confusing?
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